Balance

Balance provides financial infrastructure for B2B commerce, offering embedded payments, digital trade credit, and B2B BNPL solutions. It aims to simplify complex B2B payment workflows, automate reconciliation, and enable businesses to offer flexible payment terms to their buyers without added credit risk.

Balance offers a comprehensive financial infrastructure for B2B commerce, directly aligning with the core concept of a payments platform. It explicitly provides payment processing for various methods (ACH, credit cards, wire transfers), developer APIs for integration, and features for managing invoices and trade credit (which is a form of billing/subscription management in a B2B context). The platform also mentions fraud checks, a merchant dashboard for reporting, and specific solutions for marketplaces (Marketplace OS) which is akin to Stripe Connect. Furthermore, it supports multi-currency and global payment methods, and includes identity verification (KYB). While it doesn't explicitly mention 'subscriptions' in the consumer sense, its 'Digital Trade Credit' and 'B2B BNPL' offerings serve a similar recurring financial management function for businesses.