Cash App: Mobile Banking
apps.apple.comSummary
Ask questionsCash App is a mobile financial services platform that allows users to send, receive, save, and invest money. It offers features like peer-to-peer payments, a customizable debit card, early direct deposit, and commission-free trading in stocks and bitcoin, along with various savings and security features.
Features1/19
See allMust Have
1 of 5
Payment Processing
Developer API Integration
Billing & Subscription Management
Fraud Detection
Dashboard & Reporting
Other
0 of 14
Stripe Connect
Stripe Issuing
Stripe Terminal
Stripe Treasury
Stripe Atlas
Stripe Capital
Stripe Sigma
Stripe Tax
Stripe Invoicing
Multi-Currency Support
Global Payment Methods
Webhook Event System
Customer Portal
Identity Verification
PricingFreemium
See allStandard Free Features
- Instant P2P Transfers (from Cash balance or linked debit card)
- Prepaid Debit Card (Cash App Card)
- Early Direct Deposit
- Commission-Free Stock Trading
- Bitcoin Trading (with transparent fees)
- Fraud Monitoring & Security
- Round-Up Savings
- Pay Over Time (Afterpay)
- Instant Discounts & Offers
- Customizable Card Designs (black or white)
- Basic Savings (1.5% APY)
- 3% fee for sending money from a linked credit card
- 0.5%-1.75% fee for instant deposits/cash outs
- ATM withdrawal fees apply unless direct depositing $300+ monthly
- Lower APY on savings (1.5%)
- Overdraft coverage up to $50 (requires qualification)
Direct Deposit Benefits
- All Standard Free Features
- Waived ATM withdrawal fees (at least one out-of-network fee reimbursement per month)
- Higher-Yield Savings (up to 4.5% APY)
- Get paid in bitcoin by setting up direct deposits for bitcoin investments
- Requires monthly direct deposit of $300 or more
Rationale
Cash App enables users to send and receive money, which aligns with the 'payment-processing' feature. While it doesn't offer a full suite of developer APIs like Stripe, its core functionality revolves around processing payments between individuals.
