Wise

Summary
Wise provides a multi-currency account and an international debit card, enabling users to send, spend, and receive money globally with competitive exchange rates. It offers features like earning interest on balances and robust security measures for international financial management.
Rationale
Wise (formerly TransferWise) offers multi-currency accounts, international money transfers, and business solutions, aligning with payment processing and multi-currency support. Their platform includes API integrations for businesses and supports various global payment methods. They also provide features for managing team access and expenses, indicating capabilities in billing and subscription management. While not explicitly stated, fraud detection is implied in their secure transfer processes, and dashboard reporting is likely available for account activity.
Pricing
Freemium
Account Registration
$0.00/ one time
  • Register for a Wise account
Holding Money
$0.00/ one time
  • Hold and convert between 40+ currencies in your Wise Account
Receiving Money (Domestic/Non-Swift)
$0.00/ one time
  • Getting account details to receive in 23 currencies
  • Receiving domestic payments (non-Swift / non-wire) in AUD, CAD, EUR, GBP, HUF, NZD, SGD, TRY, USD
Receiving USD Wire and Swift Payments
$6.11/ one time
  • Receiving USD wire and Swift payments
Receiving GBP Swift Payments
£2.16/ one time
  • Receiving GBP Swift payments
Receiving EUR Swift Payments
€2.39/ one time
  • Receiving EUR Swift payments
Sending Money
OTHER 0.57/ per use
  • Sending money between banks, or from your account
Wise Multi-Currency Card (Physical)
$9.00/ one time
  • Get a new physical card
  • Spend funds in your balance in the same currency online, in-store and abroad safely
  • No subscription fees
ATM Withdrawals (Free Tier)
$0.00/ monthly
  • Withdraw up to 100 USD per month per account
  • Limited to 2 or less withdrawals per month
ATM Withdrawals (Over Free Tier)
$1.50/ per use
  • ATM withdrawals over 100 USD per month per account
Account Funding Transactions
OTHER 2.00/ per use
  • Account Funding transactions
Converting Money
OTHER 0.57/ per use
  • Convert between 40+ currencies in your Wise Account
Features
Must Have

Payment Processing

Developer API Integration

Billing & Subscription Management

Fraud Detection

Dashboard & Reporting

Other

Multi-Currency Support

Global Payment Methods

Webhook Event System