Wise provides a multi-currency account and an international debit card, enabling users to send, spend, and receive money globally with competitive exchange rates. It offers features like earning interest on balances and robust security measures for international financial management.

Features
8/19
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Must Have

5 of 5

Payment Processing

Developer API Integration

Billing & Subscription Management

Fraud Detection

Dashboard & Reporting

Other

3 of 14

Multi-Currency Support

Global Payment Methods

Webhook Event System

Stripe Connect

Stripe Issuing

Stripe Terminal

Stripe Treasury

Stripe Atlas

Stripe Capital

Stripe Sigma

Stripe Tax

Stripe Invoicing

Customer Portal

Identity Verification

Pricing
Freemium
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Account Registration

$0.00 one time
  • Register for a Wise account

Holding Money

$0.00 one time
  • Hold and convert between 40+ currencies in your Wise Account

Receiving Money (Domestic/Non-Swift)

$0.00 one time
  • Getting account details to receive in 23 currencies
  • Receiving domestic payments (non-Swift / non-wire) in AUD, CAD, EUR, GBP, HUF, NZD, SGD, TRY, USD

Receiving USD Wire and Swift Payments

$6.11 one time
  • Receiving USD wire and Swift payments

Receiving GBP Swift Payments

ÂŁ2.16 one time
  • Receiving GBP Swift payments

Receiving EUR Swift Payments

€2.39 one time
  • Receiving EUR Swift payments

Sending Money

OTHER 0.57 per use
  • Sending money between banks, or from your account

Wise Multi-Currency Card (Physical)

$9.00 one time
  • Get a new physical card
  • Spend funds in your balance in the same currency online, in-store and abroad safely
  • No subscription fees

ATM Withdrawals (Free Tier)

$0.00 monthly
  • Withdraw up to 100 USD per month per account
  • Limited to 2 or less withdrawals per month

ATM Withdrawals (Over Free Tier)

$1.50 per use
  • ATM withdrawals over 100 USD per month per account

Account Funding Transactions

OTHER 2.00 per use
  • Account Funding transactions

Converting Money

OTHER 0.57 per use
  • Convert between 40+ currencies in your Wise Account
Rationale

Wise (formerly TransferWise) offers multi-currency accounts, international money transfers, and business solutions, aligning with payment processing and multi-currency support. Their platform includes API integrations for businesses and supports various global payment methods. They also provide features for managing team access and expenses, indicating capabilities in billing and subscription management. While not explicitly stated, fraud detection is implied in their secure transfer processes, and dashboard reporting is likely available for account activity.

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