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Razorpay

razorpay.com
Summary

Razorpay is an Indian financial technology company providing a comprehensive suite of payment solutions for businesses. It offers a payment gateway to accept online payments, manage subscriptions, automate payouts, and handle various financial operations through its platform and APIs. Razorpay aims to simplify payment processing and business banking for companies of all sizes.

Features
12/19
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Must Have

4 of 5

Payment Processing

Developer API Integration

Billing & Subscription Management

Dashboard & Reporting

Fraud Detection

Other

8 of 14

Stripe Connect

Stripe Terminal

Stripe Capital

Stripe Invoicing

Multi-Currency Support

Global Payment Methods

Webhook Event System

Identity Verification

Stripe Issuing

Stripe Treasury

Stripe Atlas

Stripe Sigma

Stripe Tax

Customer Portal

Pricing
Usage-based
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Standard Plan

$2.49 per use
  • Flash Checkout
  • Dashboard
  • Reports
  • Instruments like Diners and Amex Cards, International Cards, EMI (Credit Card, Debit Card & Cardless) & Corporate (Business) Credit Cards will be charged at 3%

Enterprise Plan

Custom
  • Custom configured enterprise integrations
Rationale

Razorpay offers a comprehensive payment gateway solution that aligns well with the core features of Stripe. It provides payment processing for various methods, robust developer APIs for integration, and tools for managing subscriptions and recurring billing. The platform also includes a powerful dashboard for reporting and analytics. Furthermore, Razorpay offers features similar to Stripe Connect (Payouts for marketplaces), Stripe Terminal (Razorpay POS), Stripe Capital (Razorpay Capital), and Stripe Invoicing. It also supports multi-currency transactions and global payment methods, and utilizes webhooks for notifications. While fraud detection is mentioned as 'Robust Security' and PCI DSS compliance, a direct equivalent to Stripe's Radar feature isn't explicitly detailed, and a customer portal is not explicitly mentioned as a self-service portal for customers.