Competitors
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Afterpay
afterpay.comSummary
Ask questionsAfterpay is a 'Buy Now, Pay Later' service that allows consumers to split purchases into interest-free installments. It integrates with various online and in-store retailers, enabling flexible payment options. The service also offers an app for managing payments and discovering deals, and emphasizes security features.
Features15/46
See all15/46
Must Have
10 of 14
Payment Processing
Developer API Integration
Billing & Subscription Management
Fraud Detection
Dashboard & Reporting
Online Payments
Developer Tools
Fraud Prevention
Recurring Billing
Global Payments
Credit Card Processing
Credit Card Acceptance
Developer APIs & SDKs
Subscription & Recurring Billing
Other
5 of 32
Invoicing
Reporting & Analytics
In-Person Payments
Mobile App Management
Customizable Checkout
Stripe Connect
Stripe Issuing
Stripe Terminal
Stripe Treasury
Stripe Atlas
Stripe Capital
Stripe Sigma
Stripe Tax
Stripe Invoicing
Multi-Currency Support
Global Payment Methods
Webhook Event System
Customer Portal
Payment Intents
Marketplace Payments
Connect Platform
Issuing
Treasury Services
Identity Verification
Webhooks & Event Notifications
Multi-Currency Support
Dispute Management
Reporting & Analytics Dashboard
Payout Management
PCI Compliance
Test Mode & Sandbox
Invoice Creation & Sending
PricingFreemium
See allFreemium
Pay in 4
$0.00 one time
Popular- Split purchases into 4 interest-free payments
- Payments made every two weeks over 6 weeks
- No fees when payments are made on time
- Available for online and in-store purchases
- Late fees may apply for missed payments
- Eligibility criteria apply
- Spending limits apply per user
Pay Monthly
Custom
- Split eligible purchases into flexible installments over longer periods (3, 6, 12, or 24 months)
- Designed for larger ticket items
- Potential for higher average order values
- Subject to credit check and approval
- Not available in all states
- A down payment may be required
- Interest applies (APR)
Rationale
Afterpay is primarily a 'Buy Now, Pay Later' service, which is a specific type of payment processing. While it facilitates payments and offers developer tools for integration, it doesn't offer the full suite of payment platform features like fraud detection, comprehensive dashboard reporting, or advanced treasury services that Stripe does. It focuses on installment payments rather than general payment processing for all types of transactions. However, it does offer online and in-person payment capabilities, recurring billing (through its installment plans), and developer APIs.
