Competitors
50
Summary
Ask questionsFinix provides an end-to-end payment technology platform designed to help businesses accept and send payments online or in person. It offers flexible API integrations, tools for managing recurring billing, fraud prevention, and comprehensive reporting, catering to direct merchants, platforms, and marketplaces.
Features17/46
See all17/46
Must Have
11 of 14
Payment Processing
Developer API Integration
Billing & Subscription Management
Fraud Detection
Dashboard & Reporting
Credit Card Processing
Online Payments
Developer Tools
Fraud Prevention
Recurring Billing
Global Payments
Credit Card Acceptance
Developer APIs & SDKs
Subscription & Recurring Billing
Other
6 of 32
Stripe Connect
Stripe Terminal
Multi-Currency Support
Global Payment Methods
Webhook Event System
Reporting & Analytics
Stripe Issuing
Stripe Treasury
Stripe Atlas
Stripe Capital
Stripe Sigma
Stripe Tax
Stripe Invoicing
Customer Portal
Invoicing
Payment Intents
Marketplace Payments
In-Person Payments
Connect Platform
Issuing
Treasury Services
Identity Verification
Mobile App Management
Webhooks & Event Notifications
Multi-Currency Support
Dispute Management
Reporting & Analytics Dashboard
Payout Management
PCI Compliance
Test Mode & Sandbox
Customizable Checkout
Invoice Creation & Sending
PricingTiered
See allTiered
Direct Merchants - Standard
$250.00 monthly
- Card Processing (Card Present: $0.08, Card Not Present: $0.15)
- Amex Processing (0.30% per transaction)
- Account Updater ($0.80 per update)
- Machine Learning Fraud Detection
- Level 2 and Level 3 Processing
- Card Network Tokenization ($0.25 per update)
- Hosted Fields to Minimize PCI Scope
- Subscription Billing (0.4%)
- ACH Processing ($0.50 per transaction)
- ACH Validation ($0.50)
- ACH Returns ($2 each)
- Next Day Funding Fee (1% per same day entry, $1 min; $10 max)
- ACH Instant Payout (1.5%)
- Card and ACH Disputes ($15)
- Plaid Integration ($3)
- Webhook Notifications For Any Exceptions Created
- Dispute Management Tools
- Live Chargeback Expert Support
- Dedicated Implementation Manager and Developer Support
- 24/7 Emergency Support and Short Response Times
- Real-Time Payment Analytics and Insights
- No-Code Payment Links and Virtual Terminal
- Low-Code Checkout Pages
- Customized Payout Schedules
- Split Transactions and Payouts
- E-commerce Plugins: WooCommerce
- Payment Terminals and Fleet Management
Direct Merchants - Custom
Custom
- All features from Standard tier
- Enhanced fraud monitoring tools
Platforms - Flat Rate
Custom
- Card Processing (Visa, Mastercard, Discover: 2.75% + $0.30)
- Amex Processing Fee (0.3% + $0.30, Amex Direct pricing is $0.15 per transaction)
- International Processing Fee (1.5%)
- Account Updater ($0.80 per update)
- Card Network Tokenization ($0.25 per update)
- Hosted Fields to Minimize PCI Scope
- Machine Learning and Fraud Detection (Console & Custom ML Model Setup Fee: $1,500, Per transaction price: $0.70)
- Level 2 and Level 3 Processing
- Subscription Billing (0.4%)
- ACH Processing (0.75%, $0.25 min, $5 max)
- Next Day Funding Fee (0%, $1.00 min)
- One-Time Account Validation ($0.50)
- Return ($5 each)
- Notice of Change (NOC) ($3 per notification)
- Instant Payouts (1.5%)
- Card and ACH Disputes ($15)
- Webhook Notifications For Any Exceptions Created
- Dispute Management Tools
- Live Chargeback Expert Support
- Per Merchant Payout ($0.25)
- Merchant Onboarding ($5 one-time fee per merchant)
- Active Merchant ($2.50 per month per merchant)
- 1099-K Issuance ($5 per year per merchant)
- Plaid Integration ($3)
- Prebuilt Merchant Onboarding Forms
- Merchant Identity Verification Including KYC, KYB, and OFAC Checks
- Prebuilt Merchant Dashboards
- Customizable Payout Schedules
- PCI SAQ Forms
- Dedicated Implementation Manager and Developer Support
- 24/7 Emergency Support and Short Response Times
- Real-Time Payment Analytics and Insights
- No-Code Payment Links and Virtual Terminal
- Low-Code Checkout Pages
- Split Transactions and Payouts
- Payment Terminal Management in Your Dashboard
- PCI Attestation Non-Compliance incurs a $35 per month per merchant fee
Platforms - Dynamic
Custom
- Card Processing (Interchange + Card Brand Fees + 0.3% + $0.30)
- Amex Processing Fee (Amex Fees + 0.3% + $0.30)
- International Processing Fee (Included in interchange)
- Account Updater ($0.80 per update)
- Card Network Tokenization ($0.25 per update)
- Hosted Fields to Minimize PCI Scope
- Machine Learning and Fraud Detection (Console & Custom ML Model Setup Fee: $1,500, Per transaction price: $0.70)
- Level 2 and Level 3 Processing
- Subscription Billing (0.4%)
- ACH Processing (0.75%, $0.25 min, $5 max)
- Next Day Funding Fee (0%, $1.00 min)
- One-Time Account Validation ($0.50)
- Return ($5 each)
- Notice of Change (NOC) ($3 per notification)
- Instant Payouts (1.5%)
- Card and ACH Disputes ($15)
- Webhook Notifications For Any Exceptions Created
- Dispute Management Tools
- Live Chargeback Expert Support
- Per Merchant Payout ($0.25)
- Merchant Onboarding ($5 one-time fee per merchant)
- Active Merchant ($2.50 per month per merchant)
- 1099-K Issuance ($5 per year per merchant)
- Plaid Integration ($3)
- Prebuilt Merchant Onboarding Forms
- Merchant Identity Verification Including KYC, KYB, and OFAC Checks
- Prebuilt Merchant Dashboards
- Customizable Payout Schedules
- PCI SAQ Forms
- Dedicated Implementation Manager and Developer Support
- 24/7 Emergency Support and Short Response Times
- Real-Time Payment Analytics and Insights
- No-Code Payment Links and Virtual Terminal
- Low-Code Checkout Pages
- Split Transactions and Payouts
- Payment Terminal Management in Your Dashboard
- PCI Attestation Non-Compliance incurs a $35 per month per merchant fee
Platforms - Custom
Custom
- All features from Flat Rate/Dynamic tiers
- Enhanced fraud monitoring tools
Payouts - Standard
$250.00 monthly
- Card Payouts (Third Party Fees: Pass-through, Per Payout Processing Fee: $0.25, Volume Processing Fee: $0)
- ACH Payouts (Third Party Fees: Pass-through, Per Next Day ACH Processing Fee: $0.25, Volume Processing Fee: $0, Per Same Day ACH Processing Fee: $0.75)
- Dedicated Implementation Manager and Developer Support
- 24/7 Emergency Support and Short Response Times
- Real-Time Payment Analytics and Insights
- Recipient Onboarding Fee
Rationale
Finix is a strong match for the Stripe Payment Platform concept. It explicitly offers payment processing for online and in-person transactions, robust developer APIs for integration, and recurring billing/subscription management. The website also highlights fraud detection, comprehensive reporting, and solutions for platforms/marketplaces (similar to Stripe Connect). While not explicitly stated as 'Stripe Terminal', Finix offers in-person payment solutions with compatible devices. The platform also supports global payment methods and multi-currency transactions, and provides webhooks for event notifications. The core functionalities align very well with the 'must-have' features of a payment platform.
