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Razorpay
razorpay.comSummary
Ask questionsRazorpay is an Indian fintech company providing a comprehensive suite of payment and banking solutions for businesses. It enables online and in-store payment acceptance, manages payouts, automates payroll, and offers business banking services like current accounts and credit lines. The platform is designed for easy integration with developer-friendly APIs and supports various payment methods and currencies.
Features24/46
See all24/46
Must Have
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Payment Processing
Developer API Integration
Billing & Subscription Management
Fraud Detection
Dashboard & Reporting
Credit Card Processing
Online Payments
Developer Tools
Fraud Prevention
Recurring Billing
Global Payments
Credit Card Acceptance
Developer APIs & SDKs
Subscription & Recurring Billing
Other
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Stripe Connect
Stripe Terminal
Stripe Capital
Stripe Sigma
Stripe Tax
Stripe Invoicing
Multi-Currency Support
Global Payment Methods
Webhook Event System
Customer Portal
Invoicing
Reporting & Analytics
In-Person Payments
Stripe Issuing
Stripe Treasury
Stripe Atlas
Payment Intents
Marketplace Payments
Connect Platform
Issuing
Treasury Services
Identity Verification
Mobile App Management
Webhooks & Event Notifications
Multi-Currency Support
Dispute Management
Reporting & Analytics Dashboard
Payout Management
PCI Compliance
Test Mode & Sandbox
Customizable Checkout
Invoice Creation & Sending
PricingTiered
See allTiered
Payments (Domestic)
OTHER 2.00 per use
- Accept all payment methods (Credit/Debit Cards, EMIs, Netbanking, UPI, Wallets, Pay Later, Credit Card on UPI)
- Seamless checkout
- Powerful Dashboard
- Developer-friendly APIs, plugins, and libraries
- PCI DSS Level 1 compliant security
- Payment Links
- Payment Pages
- Payment Buttons
- Invoices
Payments (International)
OTHER 2.15 per use
- Accept international card payments
- Alternate payment methods (PayPal, Trustly)
- International bank transfers (SWIFT, ACH, SEPA, FPS) with INR settlement
- Accept payments from Indian customers for non-Indian businesses (UPI, net banking, cards) with foreign bank settlement
Payments (Enterprise Plan)
Custom
- Customized pricing
- Tailored solutions for large volumes
Subscriptions (Standard)
OTHER 0.50 per use
- Automated billing
- Hosted Page
- 24x7 Support
- Fast Onboarding
- Recurring payments via cards, UPI, eMandate
- Multiple billing models (Fixed, Quantity-based, Usage-based)
- Multi-currency support (nearly 100 currencies)
- Trial period support
- Upfront charge support
- Add-ons
- Update subscriptions with proration
- Webhook notifications
Subscriptions (Customized Plan)
Custom
- Customized plans for subscription businesses
Payroll (Starting)
OTHER 2,499.00 monthly
- Payroll management
- Salary transfers
- Automated payment and filing of compliances (TDS, PF, ESI, PT)
- Integrated employee benefits, insurance, salary accounts
Line of Credit
OTHER 1.50 monthly
- Collateral-free credit line
- Access cash up to ₹25 lakhs
- 24x7 withdrawals
- Flexible credit line
- Interest rate starting at 1.5% per month
Rationale
Razorpay is a comprehensive payment solution that aligns very closely with the features of a Stripe-like payment platform. It offers extensive payment processing capabilities, including credit/debit cards, UPI, netbanking, and various wallets, covering both online and in-person transactions. The platform provides robust developer tools with APIs, SDKs, and webhooks for seamless integration. It also features strong fraud detection, recurring billing and subscription management, and detailed reporting dashboards. Additionally, Razorpay offers several 'other' features such as marketplace payments (similar to Stripe Connect), in-person payments via POS (similar to Stripe Terminal), financing solutions (similar to Stripe Capital), tax management, and invoicing. The multi-currency and global payment methods further solidify its alignment with the concept.
