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Mercado Pago
mercadopago.com.arSummary
Ask questionsMercado Pago is a payment processing platform that enables businesses to accept online and in-person payments through various methods, including credit/debit cards, QR codes, and payment links. It offers developer tools for integration, subscription management, and fraud prevention, along with a digital account for managing finances.
Features17/46
See all17/46
Must Have
11 of 14
Payment Processing
Developer API Integration
Billing & Subscription Management
Fraud Detection
Dashboard & Reporting
Credit Card Processing
Online Payments
Developer Tools
Fraud Prevention
Recurring Billing
Global Payments
Credit Card Acceptance
Developer APIs & SDKs
Subscription & Recurring Billing
Other
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Stripe Terminal
Stripe Invoicing
Multi-Currency Support
Global Payment Methods
Invoicing
In-Person Payments
Stripe Connect
Stripe Issuing
Stripe Treasury
Stripe Atlas
Stripe Capital
Stripe Sigma
Stripe Tax
Webhook Event System
Customer Portal
Payment Intents
Reporting & Analytics
Marketplace Payments
Connect Platform
Issuing
Treasury Services
Identity Verification
Mobile App Management
Webhooks & Event Notifications
Multi-Currency Support
Dispute Management
Reporting & Analytics Dashboard
Payout Management
PCI Compliance
Test Mode & Sandbox
Customizable Checkout
Invoice Creation & Sending
PricingUsage-based
See allUsage-based
Point Transaction Fees (Card Readers)
OTHER 2.99 per use
- Accepts Debit, Credit, Prepaid cards, and Pix
- Accepts cards with chip, magnetic stripe, and contactless (NFC)
- Supports various payout speeds (instant, 2, 3, 5, 10 days)
Point Tap Transaction Fees (NFC on Mobile)
OTHER 3.25 per use
- Accepts Debit and Credit cards via NFC (contactless)
- Accepts digital wallets (Google Pay, Apple Pay, Samsung Pay)
- No additional cost, rental, or maintenance fee for the service
- Requires Android 10 or higher with NFC
- Maximum transaction value of ARS 15,000,000
QR Code Transaction Fees
OTHER 0.80 per use
- Accepts Mercado Crédito, Mercado Pago balance, Debit, Credit, and Prepaid cards via QR code
- Supports various payout speeds (instant, 2, 10 days)
Payment Link Transaction Fees
OTHER 1.49 per use
- Accepts all payment methods (credit, debit, prepaid cards, cash, transfer, deposit, Mercado Crédito, Mercado Pago balance)
- Shareable via WhatsApp, social media, email
- Customizable payment links
- Supports various payout speeds (instant, 10, 18, 35 days)
Website Checkout Transaction Fees
OTHER 1.49 per use
- Accepts all payment methods (credit, debit, prepaid cards, cash, transfer, deposit, Mercado Crédito, Mercado Pago balance)
- Integration for websites
- Supports various payout speeds (instant, 10, 18, 35 days)
Subscription Payment Fees
OTHER 1.49 per use
- Automatic recurring payments
- Customizable frequency (weekly, bi-weekly, monthly, bi-monthly, quarterly, semi-annually, annually)
- Option to offer free trial periods to customers
- Option for customers to define payment amount (donations)
- Fraud protection and chargeback management
Rationale
Mercado Pago is a strong match for the Stripe Payment Platform concept. It offers comprehensive payment processing solutions, including online and in-person payments (Point and Point Tap), and supports credit/debit cards and QR codes. The platform provides developer APIs and SDKs for integration, robust fraud prevention, and tools for managing subscriptions and recurring billing. While it doesn't explicitly mention 'Stripe Connect,' 'Stripe Issuing,' 'Stripe Treasury,' 'Stripe Atlas,' 'Stripe Capital,' or 'Stripe Sigma,' it covers the core functionalities of a payment platform with additional features like invoicing and multi-currency support.
