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Paytm Payment Gateway
business.paytm.comSummary
Paytm Payment Gateway provides a comprehensive suite of payment processing solutions for online and in-store businesses. It supports various payment methods including credit/debit cards, UPI, and Netbanking, and offers extensive developer tools for seamless integration. The platform also includes features for recurring billing, fraud prevention, and detailed analytics.
Feature Matches16/46
See all16/46
Must Have
11 of 14
Payment Processing
Developer API Integration
Billing & Subscription Management
Fraud Detection
Dashboard & Reporting
Credit Card Processing
Online Payments
Developer Tools
Fraud Prevention
Recurring Billing
Global Payments
Credit Card Acceptance
Developer APIs & SDKs
Subscription & Recurring Billing
Other
5 of 32
Invoicing
Reporting & Analytics
In-Person Payments
Customizable Checkout
Invoice Creation & Sending
Stripe Connect
Stripe Issuing
Stripe Terminal
Stripe Treasury
Stripe Atlas
Stripe Capital
Stripe Sigma
Stripe Tax
Stripe Invoicing
Multi-Currency Support
Global Payment Methods
Webhook Event System
Customer Portal
Payment Intents
Marketplace Payments
Connect Platform
Issuing
Treasury Services
Identity Verification
Mobile App Management
Webhooks & Event Notifications
Multi-Currency Support
Dispute Management
Reporting & Analytics Dashboard
Payout Management
PCI Compliance
Test Mode & Sandbox
PricingTiered
See allTiered
Small Merchant
Custom
- Applicable for businesses with previous FY turnover less than 20 lakhs
- UPI: 0.00% MDR
- UPI CC & CL on UPI: 0.00% MDR (for transactions < ₹2000), 1.99% MDR (for transactions > ₹2000)
- Rupay Debit cards: 0.00% MDR
- Debit cards (Visa, Mastercard, Maestro): 0.40% MDR
- Credit cards (Visa, Mastercard, RuPay): 1.40% (Grocery/Kirana), 1.20% (Tolls/Govt/Utilities/Education), 1.99% (Others) MDR
- American Express: 2.75% (Retail, Grocery, Food, Insurance, Travel Agents, Entertainment, Others), 3.99% (Hotels, Lodging, Car Rentals), 2.75% (Education, Electronics, Utilities), 2.75% (Healthcare & Pharmacy) MDR
- Corporate/Commercial Credit Card: 2.75% MDR
- International Card: 3.50% MDR
- Diners/JCB/Union Pay Card: 2.99% MDR
- Prepaid Card: 2.75% MDR
- Corporate/Commercial Debit Card: 0.40% MDR
- HDFC Flexipay: 1.50% MDR
- Instant Cashback: 1.75% MDR
- Previous FY turnover less than 20 lakhs
Big Merchant
Custom
- Applicable for businesses with previous FY turnover greater than 20 lakhs
- UPI: 0.00% MDR
- UPI CC & CL on UPI: 1.99% MDR
- Rupay Debit cards: 0.00% MDR
- Debit cards (Visa, Mastercard, Maestro): 0.40% MDR (for transactions < ₹2000), 0.90% MDR (for transactions > ₹2000)
- Credit cards (Visa, Mastercard, RuPay): 1.40% (Grocery/Kirana), 1.20% (Tolls/Govt/Utilities/Education), 1.99% (Others) MDR
- American Express: 2.75% (Retail, Grocery, Food, Insurance, Travel Agents, Entertainment, Others), 3.99% (Hotels, Lodging, Car Rentals), 2.75% (Education, Electronics, Utilities), 2.75% (Healthcare & Pharmacy) MDR
- Corporate/Commercial Credit Card: 2.75% MDR
- International Card: 3.50% MDR
- Diners/JCB/Union Pay Card: 2.99% MDR
- Prepaid Card: 2.75% MDR
- Corporate/Commercial Debit Card: 0.90% MDR
- HDFC Flexipay: 1.50% MDR
- Instant Cashback: 1.75% MDR
- Previous FY turnover greater than 20 lakhs
Rationale
Paytm Payment Gateway is a strong match for the Stripe Payment Platform concept. It offers comprehensive payment processing capabilities, including credit/debit cards, UPI, Netbanking, and EMI, which aligns with the 'Payment Processing' and 'Credit Card Processing' must-have features. The extensive developer documentation, APIs, and SDKs (All-in-One SDK, Custom UI SDK, JS Checkout) directly support 'Developer API Integration' and 'Developer Tools'. The platform explicitly mentions 'Subscriptions' for recurring payments, fulfilling 'Billing & Subscription Management' and 'Recurring Billing'. While 'Fraud Detection' is not explicitly detailed with machine learning, Paytm does offer 'Pi by Paytm Industry's Best Fraud Prevention Solution', which covers 'Fraud Prevention'. 'Dashboard & Reporting' is covered by 'Payment Analytics' and 'Get readymade reports of your payment data'. Additionally, Paytm supports 'International Payments' and various payment methods, aligning with 'Global Payments'. Other features like 'Invoicing' and 'Customizable Checkout' are also present.
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