GoCardless

GoCardless is a platform that specializes in collecting recurring payments and invoices via ACH and bank debit. It helps businesses streamline their payment processes, particularly for subscriptions and invoices. The service aims to reduce churn and operational costs associated with payment collection.

GoCardless focuses on recurring payments and invoice collection, primarily through ACH and bank debit. While it facilitates payments, it doesn't offer multi-currency accounts, mid-market exchange rates, or international transfers at the core. Therefore, it doesn't align strongly with the 'Wise' concept, which is centered around international money transfers and multi-currency management.