Stripe
stripe.comSummary
Ask questionsStripe provides a comprehensive financial infrastructure platform for businesses to manage online and in-person payments. It offers a wide array of tools for payment processing, subscription management, fraud prevention, and financial operations, catering to businesses of all sizes and models.
Features19/19
See allMust Have
5 of 5
Payment Processing
Developer API Integration
Billing & Subscription Management
Fraud Detection
Dashboard & Reporting
Other
14 of 14
Stripe Connect
Stripe Issuing
Stripe Terminal
Stripe Treasury
Stripe Atlas
Stripe Capital
Stripe Sigma
Stripe Tax
Stripe Invoicing
Multi-Currency Support
Global Payment Methods
Webhook Event System
Customer Portal
Identity Verification
PricingUsage-based
See allStandard
- Global access
- Built-in fraud prevention
- Tools to optimize your checkout
- Payments optimizations to boost revenue
- Embedded payments for platforms & marketplaces
- Fast, predictable payouts to your bank accounts
- Phone, chat, and email support
- Security, reliability and compliance
Cards and wallets
- Accept widely used credit and debit cards, prepaid cards, and digital wallets for online payments.
- + 0.5% for manually entered cards
- + 1.5% for international cards
- + 1% if currency conversion is required
Link
- Autofill your customers’ saved cards and US bank account information to deliver a frictionless customer experience.
- 2.6% + 30¢ per successful transaction for Instant Bank Payments
Buy Now Pay Later
- Let your customers buy something and pay for it in installments over time.
Bank-based and other payment methods
- Offer bank debits, bank transfers, and other locally relevant payment methods.
- $5.00 cap
3D Secure authentication
- Verify a customer's identity using 3D Secure, an authentication method, before an online card purchase.
- 3¢ per 3D Secure attempt for accounts with custom pricing.
Adaptive Acceptance
- Improve acceptance rates with optimized messaging, formatting, and selective real-time retries powered by machine learning.
- 0.08% per successful card charge for accounts with custom pricing
Card account updater
- Keep card information updated in real time, increasing revenue and improving customer experience.
- 25¢ per update for accounts with custom pricing.
Network tokens
- Use secure payment credentials as a substitute for card numbers to increase acceptance rates.
- 15¢ per token provisioned for accounts with custom interchange pricing
Adaptive Pricing
- Present prices in local currencies to your customers, tailoring customer experience and increasing revenue.
- Customers will be presented a conversion fee starting at 2%
Disputes
- Understand and effectively respond to disputes on card transactions (also known as chargebacks) through a guided process.
- Countering rare dispute types may incur network fees.
- $15.00 per dispute countered. Returned if you win.
Smart Disputes
- Automatically compiles and submits evidence to fight eligible disputes for you using Stripe’s AI (public preview)
- Fee to counter disputes waived
Instant payouts
- Access funds within minutes through an eligible debit card or bank account. Alternatively, pay out your funds on our standard schedule for free.
- Minimum fee of 50¢
- (Pricing differs for Connect users)
Foreign Exchange Quotes API
- Set and manage prices in multiple currencies with rate locking for up to 24 hours.
- Rate locking starting at + 0.07%
Custom domain
- Use your own domain while hosting your payments page or customer portal on Stripe.
Post-payment invoices
- Automatically generate an invoice after a one-time purchase.
- $2.00 cap per invoice
Cards and wallets
- Accept widely used credit cards, debit cards, and digital wallets for in-person payments.
- + 1.5% for international cards
- + 10¢ per authorization for Tap to Pay
- + 5¢ per authorization for optional point-to-point-encryption
Stripe Reader S700
- Use pre-certified card readers with cloud-based fleet management that streamlines device logistics and management at scale.
Stripe Reader M2
- Use pre-certified card readers with cloud-based fleet management that streamlines device logistics and management at scale.
BBPOS WisePOS E
- Use pre-certified card readers with cloud-based fleet management that streamlines device logistics and management at scale.
Radar’s machine learning
- Fraud protection powered by billions of data points across the Stripe network.
- Waived for accounts with all payment methods on standard pricing
Radar for Fraud Teams
- Advanced fraud protection tools allowing for greater control and customizable settings. Includes Radar’s machine learning.
- This price applies to Radar for Fraud Teams for businesses with all payment methods on standard pricing.
- 7¢ per screened transaction for accounts with custom pricing
Dispute prevention
- Help reduce dispute rates with dispute prevention tools powered by Verifi from Visa and Ethoca from Mastercard.
- $15.00 per Visa resolution
- $15.00 per Visa Compelling Evidence 3.0 block
- $29.00 per Mastercard resolution
Local bank payout
- Send money domestically to a recipient with your choice of payment rail and speed.
Debit card payout
- Send money domestically to a recipient with your choice of payment rail and speed.
- + 0.75% of amount
- Minimum fee of 50¢
International payouts
- Send money directly to recipients in 50+ countries with your choice of payment rail and speed.
- cross-border fees starting at + 0.25%
- FX fees starting at + 1%
Virtual card
- Create and issue cards instantly and get branded physical cards shipped in just two days.
Physical card
- Create and issue cards instantly and get branded physical cards shipped in just two days.
- Custom cards subject to additional pricing. Shipping rates not included.
Disputes
- Understand and effectively respond to disputes on card transactions (also known as chargebacks) through a guided process.
- *Exclusions apply, subject to applicable Law. Connect users may not pass dispute fees to Connected Accounts.
Cross-border transactions
- Support international card payments for your business or your customers.
- + 1% if currency conversion is required
Pay monthly
- Subscription management software for recurring, usage-based, and one-time billing.
- Annual subscription. Paid monthly. Based on a volume tier that works for your business.
- Subscription and cancellation terms apply.
Pay as you go
- Subscription management software for recurring, usage-based, and one-time billing.
- Pay for what you use. No recurring fees. Best for low or unpredictable volume.
- Includes Billing transactions processed on and off Stripe. Excludes one-off invoices.
Starter
- Global invoicing software.
- Invoicing features to get started quickly.
Rationale
Stripe's website clearly demonstrates all the 'must-have' features, including payment processing, developer API integration, billing & subscription management, fraud detection (Radar), and dashboard & reporting (Net volume, New customers, Invoices sections). Additionally, it explicitly lists and describes all the 'other' features such as Stripe Connect, Issuing, Terminal, Treasury, Atlas, Capital, Sigma, Tax, Invoicing, multi-currency support, global payment methods, and identity verification. The site also mentions 'Webhook Event System' implicitly through its developer-first approach and API documentation.
