Firstcard: Credit Builder Card
play.google.comSummary
Ask questionsFirstcard is a credit-building platform designed to help immigrants, international students, and first-time credit builders establish and improve their credit scores in the US. It offers a secured credit card, banking services with APY, and cashback rewards, aiming to provide equal access to credit for underserved populations.
Features0/19
See allNo common features found
PricingTiered
See allStandard
- Earn up to 15% Merchant Cashback
- Earn up to 10% Random Cashback
- 0.75% APY on savings
Firstcard+
- Earn up to 15% Merchant Cashback
- Earn up to 10% Random Cashback
- Additional 1% cashback on all qualifying purchases
- 2.00% APY on savings
Premium
- Earn up to 15% Merchant Cashback
- Earn up to 10% Random Cashback
- 4.00% APY on savings
Rationale
Firstcard is a credit-building platform that offers secured credit cards and banking services, primarily targeting immigrants and first-time credit builders. It focuses on helping individuals establish and improve their credit scores, offering features like cashback and savings accounts. This does not align with the concept of a 'Stripe Payments Platform,' which is a developer-first payments infrastructure for businesses to accept online and in-person payments, manage subscriptions, and handle financial operations. Firstcard is a consumer-facing financial product, not a B2B payment processing infrastructure.