Summary
Ask questionsYNAB is a personal budgeting application designed to help users manage their money, track expenses, pay off debt, and save for financial goals. It operates on a 'zero-based budgeting' method, encouraging users to give every dollar a job. The platform offers tools for transaction import, financial reporting, and goal setting, along with customer support and workshops.
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Rationale
YNAB is a personal budgeting and financial management application. It focuses on helping users track their spending, set financial goals, and manage debt. While it deals with money, it does not offer payment processing, developer APIs, or any of the other features listed for a payments infrastructure platform like Stripe. Its core functionality is budgeting and financial planning for individuals and families, not facilitating transactions for businesses.