You Need a Budget

You Need a Budget (YNAB) is a personal budgeting application designed to help users manage their money, pay off debt, and save. It operates on a 'zero-based budgeting' method, encouraging users to give every dollar a job. YNAB offers a mobile and web application, along with educational resources like free workshops, a blog, and guides to help users master their finances.

YNAB is primarily a budgeting application, not a content-driven personal finance education platform. While it offers educational content (workshops, blog, guides) and organizes it into categories, its core offering is the budgeting app itself. It does not focus on a broad range of financial topics like investing, economy, or crypto in the same way a dedicated content platform would. It does have multimedia content (videos in workshops), category-based content (workshops filtered by topic), and social sharing options (refer a friend). However, it lacks a clear newsletter subscription for curated insights, popular/trending sections for articles, or a robust search and filter specifically for content beyond basic workshop filtering.