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Chime is a financial technology company that provides fee-free banking services, including checking and savings accounts, early direct deposit, and credit-building tools through partner banks. It aims to help users manage their money and avoid common banking fees.
Feature Matches0/15
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No common features found
PricingFree
See allFree
Checking Account
$0.00 one time
- No minimum balance or monthly fees.
- 47,000+ fee-free ATMs.
- Increase your credit scores an average of 30 pts with on-time payments.
Savings Account
$0.00 one time
- 3.75% APY on a high-yield savings account.
Credit Builder
$0.00 one time
- Build credit history with no annual fees or interest.
- Eligibility requirements apply.
MyPay
$0.00 one time
- Get up to $500 of your pay before payday.
- No interest
- No credit check
- No mandatory fees
- To be eligible for MyPay, you must receive Qualifying MyPay Direct Deposits to your Chime Checking Account as set forth in the MyPay Agreement. A Qualifying MyPay Direct Deposit is a deposit from an employer, payroll provider, gig economy payer, government benefits payer, or other permitted source of income by Automated Clearing House (“ACH”) or Original Credit Transaction (“OCT”). Your MyPay Credit Limit and Available Advance Amount may change at any time. MyPay is a line of credit and available limits are based on estimated income and risk-based criteria. Eligible members may be offered a $20 – $500 Credit Limit per pay period. Your Credit Limit and Maximum Available Advance will be displayed to you within the Chime app. MyPay is currently only available to eligible Chime members in certain states. Other restrictions may apply. See Bancorp MyPay Agreement or Stride MyPay Agreement for details.
SpotMe
$0.00 one time
- Fee-free overdraft up to $200.
- Eligibility requirements apply.
Rationale
Chime is a financial technology company that offers online banking services, including checking accounts, credit building, and debit cards. However, it does not focus on international money transfers or multi-currency accounts, which are core features of Wise. Therefore, there are no matching features.
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See allBest alternatives to [Product] in 2024?
Reddit·tech_enthusiast·2d ago·+142
I've been using Alternative A for 6 months now and it's been fantastic. The pricing is much better and the features are actually more robust than what [Product] offers.
Show HN: We built a better [Product]
Hacker News·startup_founder·5d ago·+89
After struggling with [Product]'s limitations, we decided to build our own solution.
It handles edge cases much better and the API is actually documented properly.
Check it out at our site.
[Product] vs Competitor B - which one should I choose?
Reddit·confused_buyer·Nov 30·+67
Honestly, after trying both, Competitor B wins hands down. Better customer support, cleaner interface, and they don't nickel and dime you for every feature.
Why we migrated away from [Product]
Hacker News·cto_mike·Nov 27·+234
The breaking point was when they changed their API without notice. We lost 3 days of productivity. Solution C has been rock solid for us since we switched.