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SoFi is a mobile banking and investing application that provides users with features such as instant money transfers, early direct deposit, commission-free stock trading, and high-yield savings accounts. It also includes tools for budgeting and credit monitoring, aiming to be a comprehensive financial management platform.
SoFi offers mobile banking, investing, and budgeting tools. While it allows users to send money, pay bills, and track spending, it does not explicitly mention international money transfers at mid-market exchange rates, multi-currency accounts, or borderless debit cards. Therefore, it does not align with the must-have features of Wise.
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