Wise: International Transfers

Wise is a financial technology application that facilitates international money transfers and multi-currency management. It allows users to send, receive, and spend money globally with transparent fees and real-time exchange rates. The platform also offers a multi-currency debit card and features for businesses.

Wise is the exact product described in the concept. The Google Play Store listing explicitly mentions all the must-have features such as mid-market exchange rates, transparent low fees, multi-currency accounts, and a multi-currency card (borderless debit card). It also highlights fast transfers and regulatory compliance. Several 'other' features like real-time rate alerts, business account features, and mobile app functionality are also clearly stated.