GoCardless

GoCardless is a platform focused on simplifying recurring payments and invoice collection through bank debit and ACH. It helps businesses reduce churn and operational costs by automating payment processes. They offer solutions for subscription and invoice payments.

GoCardless specializes in recurring payments and invoice payments, primarily through ACH and bank debit. While it facilitates international payments to some extent, it does not offer the multi-currency account features or mid-market exchange rate transfers that are core to Wise. Therefore, there is a low feature overlap.