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HSBC Global Money Account

us.hsbc.com
Summary

HSBC Global Money Account is a multi-currency bank account accessible via their mobile app, designed for international financial management. It allows users to hold and convert money in multiple currencies and send international transfers with competitive exchange rates and no fees for certain transactions.

Features
7/15
See all

Must Have

4 of 5

Mid-Market Exchange Rate Transfers

Transparent Low Fees

Multi-Currency Account

Fast Transfer Execution

Borderless Debit Card

Other

3 of 10

Mobile App

Regulatory Compliance

Customer Support

Batch Payments

API Integration

Real-Time Rate Alerts

Business Account Features

Invoice Creation

Spending Analytics

Multi-User Access

Rationale

HSBC's Global Money Account offers a multi-currency account with competitive and real-time exchange rates, which aligns with the 'mid-market exchange rate transfers' feature. It also explicitly states 'no-fee transfers' to other HSBC accounts and 'fee-free transfers' to non-HSBC accounts in over 200 countries, matching 'transparent low fees'. The account allows users to 'convert and hold your money in your choice of 8 currencies', directly supporting 'multi-currency account'. Transfers are described as 'instant' to HSBC accounts and '1-3 business days or earlier' for other destinations, indicating 'fast transfer execution'. The service is managed via their 'Mobile Banking App', fulfilling 'mobile-app'. Security features like 'two-factor authentication' and being 'FDIC insured' align with 'regulatory-compliance'. While not explicitly 24/7, 'Contact HSBC Chat online or call us, we're here to help you' suggests 'customer-support'. There is no mention of a borderless debit card, batch payments, API integration, real-time rate alerts, business account features, invoice creation, spending analytics, or multi-user access.