VoPay

VoPay offers an enterprise payment processing software and API, enabling businesses to manage various payment methods including bank account payments, card processing, and cross-border payments. It provides solutions for different industries and organizations, focusing on embedded payment experiences and financial tools like virtual accounts and ledger management.

VoPay, through its 'Payment Rails' and 'Cross-Border Payments' offerings, provides a platform for businesses to manage various payment types, including cross-border transactions. While it emphasizes real-time payments and global reach (140+ currencies), it does not explicitly state that transfers are executed at the mid-market exchange rate or that fees are transparent and low in the same way Wise does. It offers virtual accounts, which are similar to multi-currency accounts, and supports various payout methods, but a dedicated 'borderless debit card' is not mentioned. The platform is primarily B2B, offering API integration, batch payments, and features for businesses, aligning with several 'other' features.