Zelle

Zelle is a U.S.-based digital payment network that facilitates fast and easy money transfers between friends, family, and small businesses directly through participating banking apps. It allows users to send and receive money using an email address or U.S. mobile number, with transactions typically occurring within minutes.

No common features found

Zelle is a P2P payment service primarily for domestic transfers within the U.S. and does not offer international money transfers, multi-currency accounts, or borderless debit cards. It also does not explicitly mention mid-market exchange rates or transparent low fees for international transactions, as its focus is on domestic transfers which are typically free for consumers. Therefore, it does not align with the core features of Wise.