Revolut

Revolut is a financial app that allows users to manage their money, send and receive funds internationally, and spend with physical and virtual cards. It offers multi-currency accounts, budgeting tools, and investment options, aiming to provide a comprehensive platform for personal and business finance management.

Revolut offers international money transfers with competitive exchange rates, though it mentions 'fees additional to the rate provided may apply,' which slightly deviates from the 'no hidden markups' ideal. It provides multi-currency accounts, physical and virtual cards for spending abroad, and emphasizes fast transfers. The app also includes features for businesses, real-time spending notifications (rate alerts), a mobile app, and strong security/regulatory compliance. Customer support is available 24/7.