Competitors
Payflex
payflex.co.za
Payflex is a South African 'Buy Now, Pay Later' payment solution for online and in-store purchases. It allows customers to pay for goods in interest-free installments while merchants receive the full payment upfront. The platform offers integration options for e-commerce sites and a merchant portal for managing transactions and reports.
Rationale
Payflex offers a 'Buy Now, Pay Later' solution for both online and in-store purchases, which aligns with payment processing and recurring billing. They explicitly mention developer APIs for integration and a merchant portal for reporting, covering developer tools and dashboard/reporting. While not a direct credit card processor in the traditional sense, they facilitate payments for merchants, which includes credit card acceptance indirectly. They also mention handling chargebacks and disputes, which is a form of fraud prevention.
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