Competitors
50
Summary
Ask questionsPayBy is a UAE-based fintech company providing omnichannel payment solutions for businesses. Their platform enables online, in-store, and global transactions, supporting various payment methods including credit/debit cards and digital wallets. They offer features like payment gateways, recurring billing, fraud detection, and real-time reporting to help businesses manage and grow their revenue.
Features14/46
See all14/46
Must Have
10 of 14
Payment Processing
Developer API Integration
Billing & Subscription Management
Fraud Detection
Dashboard & Reporting
Recurring Billing
Global Payments
Credit Card Acceptance
Developer APIs & SDKs
Subscription & Recurring Billing
Credit Card Processing
Online Payments
Developer Tools
Fraud Prevention
Other
4 of 32
Invoicing
Reporting & Analytics
In-Person Payments
Reporting & Analytics Dashboard
Stripe Connect
Stripe Issuing
Stripe Terminal
Stripe Treasury
Stripe Atlas
Stripe Capital
Stripe Sigma
Stripe Tax
Stripe Invoicing
Multi-Currency Support
Global Payment Methods
Webhook Event System
Customer Portal
Payment Intents
Marketplace Payments
Connect Platform
Issuing
Treasury Services
Identity Verification
Mobile App Management
Webhooks & Event Notifications
Multi-Currency Support
Dispute Management
Payout Management
PCI Compliance
Test Mode & Sandbox
Customizable Checkout
Invoice Creation & Sending
PricingTiered
See allTiered
Standard
Custom
- Access to all PayBy payment solutions
- One-day settlement
- Automated settlement
- Transfer to multiple bank accounts, PayBy accounts, Botim wallets
- Accept multiple currencies
- Unlimited paylinks
- Unlimited invoices
- Smart Code
- Cheque and cash deposit
- Express checkout
- Subscription management
- Accept tipping
- Branded payment links and invoices
- Branded digital receipts
- Branded payment gateway
- Real-time reporting
- Unified reporting
- Multi-user system
- Roles and permissions
- Regulatory license from UAE
- AI-based fraud monitoring
- 3D secure authentication
- Transaction risk analysis
- API integration
- CMS integration
- Loans (Grow feature)
- WPS (Wage Protection System)
- Domestic cards: 2.50% + 1 AED per transaction
- International cards: 2.80% + 1 AED per transaction
- Wallet payments (Alipay+): 1.5% + 1 AED per transaction
- Simplified Due Diligence: Accept up to AED 6,000 per day
- Enhanced Due Diligence: Daily payment limit based on risk profile
Customized for you
Custom
- Tailored solutions
- Volume discounts
- Multi-product discounts
- Strategic assistance on payment infrastructure
- Dedicated implementation and support services
- Requires contact with sales
Variants
| Name | Attribute | Price Modifier | Available |
|---|---|---|---|
| Smart POS | POS Device | 800 | Yes |
| Smart BOX | POS Device | 800 | Yes |
Rationale
PayBy offers a comprehensive suite of payment solutions, directly aligning with the core features of a payment platform. They explicitly mention payment gateway services, recurring payments, fraud detection, and developer APIs. Their offerings cover both online and in-person transactions, and they provide dashboards for reporting. While they are focused on the UAE market, their capabilities match the general description of a payment platform.
