Competitors
50
Summary
Ask questionsiCard is a digital wallet and e-money institution offering personal and business accounts. It provides services for online and in-person payments, international transfers, multi-currency accounts, and various card options including virtual and physical debit cards. The platform also includes features for financial management, reporting, and fraud prevention.
Features13/46
See all13/46
Must Have
7 of 14
Payment Processing
Fraud Detection
Dashboard & Reporting
Credit Card Processing
Online Payments
Fraud Prevention
Global Payments
Developer API Integration
Billing & Subscription Management
Developer Tools
Recurring Billing
Credit Card Acceptance
Developer APIs & SDKs
Subscription & Recurring Billing
Other
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Stripe Connect
Stripe Terminal
Multi-Currency Support
Global Payment Methods
Marketplace Payments
In-Person Payments
Stripe Issuing
Stripe Treasury
Stripe Atlas
Stripe Capital
Stripe Sigma
Stripe Tax
Stripe Invoicing
Webhook Event System
Customer Portal
Invoicing
Payment Intents
Reporting & Analytics
Connect Platform
Issuing
Treasury Services
Identity Verification
Mobile App Management
Webhooks & Event Notifications
Multi-Currency Support
Dispute Management
Reporting & Analytics Dashboard
Payout Management
PCI Compliance
Test Mode & Sandbox
Customizable Checkout
Invoice Creation & Sending
PricingTiered
See allTiered
Standard
€0.00 monthly
- Free accounts with personal IBAN (up to 3 per currency)
- Instant funding methods via stored cards (Google Pay, Apple Pay) up to 2000 EUR/day
- Mobile payments via Apple Pay, Google Pay, iCard Pay, Garmin Pay
- Online banking
- Statements and cost management from the application
- Investment in different assets (starting with 1 EUR)
- Top up prepaid services
- Loyalty cards digital storage
- 24/7 customer support via chat, e-mail and phone
- Instant transfers between iCard users (fee-free)
- 2 free virtual cards (Visa and Mastercard)
- Payments on POS (up to 15000 EUR/month)
- Online payments (up to 5000 EUR/month)
- Free iCard Visa card
- Sending/using virtual/plastic GiftCards
- Funding via Bank transfer (Free of charge)
- Incoming transfers (Free of charge)
- ATM withdrawals as per applicable tariff
- ATM withdrawal limits: Up to 2000 EUR/month
- SEPA/SEPA Instant transfers as per applicable tariff
- International transfers (SWIFT) as per applicable tariff
- Domestic transfers in BGN (BISERA) as per applicable tariff
- Direct transfers to Visa and Mastercard payment cards (issued in the EEA) as per applicable tariff
- Receiving amounts via card: Up to 25000 EUR/month
- Funding via consumer card Mastercard/VISA, issued in EU: 0.70%, Min. 0.10 EUR
- Funding via commercial cards and cards issued outside EU: 2.80%, Min. 0.75 EUR
- Funding via Google Pay/Apple Pay: 0.70%, Min. 0.10 EUR
- Maximum spending including outgoing transfers, money transfers within the system and card transactions: Up to 25000 EUR/month
- Maximum funding including inbound transfers, money transfers within the system and card transactions: Up to 50000 EUR/month
- Total amount of transactions with all issued cards: Up to 25000 EUR/month
- Total amount of POS payments with all issued cards: Up to 10000 EUR/month
- Total amount of online payments with all issued cards: Up to 5000 EUR/month
Infinite
€9.99 monthly
- All Standard features
- Higher limits (general statement)
- Premium debit card (iCard Visa Infinite)
- 5 free ATM withdrawals/month with iCard Visa Infinite anywhere in EEA
- Priority 24/7 customer support
- Free medical insurance with worldwide coverage (up to 60000 EUR)
- Free travel insurance (luggage loss, flight delay or cancellation) (up to 1000 EUR)
- Visa special offers
- Instant funding methods via stored cards (Google Pay, Apple Pay) up to 2000 EUR/day
- ATM withdrawal limits: Up to 5000 EUR/month
- Payments on POS: Up to 25000 EUR/month
- Online payments: Up to 25000 EUR/month
- SEPA/SEPA Instant transfers as per applicable tariff
- International transfers (SWIFT) as per applicable tariff
- Domestic transfers in BGN (BISERA) as per applicable tariff
- Direct transfers to Visa and Mastercard payment cards (issued in the EEA) as per applicable tariff
- Receiving amounts via card: Up to 25000 EUR/month
- Service cancelation fee: 25.99 EUR (if cancelling monthly subscription after 14 days)
- Cost for production and personalization of card (if cancelling within 14 days): 15 EUR
- Replacing non-expired card (loss, theft, stolen, damaged): 19.99 EUR
Metal
€13.99 monthly
- All Infinite features
- Highest limits (general statement)
- Metal card (iCard Metal) with up to 1% cashback (0.2% in Europe; 1% outside Europe)
- Unlimited free ATM withdrawals with iCard Metal anywhere in EEA
- Free SEPA transfers up to 30000 EUR/month
- Free domestic transfers in BGN (blink) up to 100000 BGN/month
- Comfortable travels with the LoungeKey program
- Free concierge services
- Fee-free purchase of an electronic vignette for Bulgaria
- 10% discount on bus tickets
- Instant funding methods via stored cards (Google Pay, Apple Pay) up to 5000 EUR/day
- ATM withdrawal limits: Up to 5000 EUR/month
- Payments on POS: Up to 50000 EUR/month
- Online payments: Up to 50000 EUR/month
- International transfers (SWIFT) as per applicable tariff
- Direct transfers to Visa and Mastercard payment cards (issued in the EEA) as per applicable tariff
- Receiving amounts via card: Up to 50000 EUR/month
- Service cancelation fee: 99.00 EUR (if cancelling monthly subscription after 14 days)
- Cost for production and personalization of card (if cancelling within 14 days): 80 EUR
- Replacing non-expired card (loss, theft, stolen, damaged): 99.00 EUR
Rationale
iCard offers a digital wallet and business accounts with various payment processing capabilities. They explicitly mention secure online payments, virtual and physical cards, mobile payments, and transfers. Their business section highlights foreign currency accounts, worldwide money transfers, and mass payouts, which align with global payment methods and marketplace payments. They also mention PCI DSS compliance and 24-hour risk monitoring, indicating fraud prevention. While they don't offer developer APIs in the same way Stripe does, they provide a comprehensive payment solution for individuals and businesses. The 'Payment request via link' feature for businesses allows them to receive card payments without an online store or physical POS, which is a form of payment processing. They also mention 'POS terminal' payments and 'ATM cash withdrawal' which covers in-person payments.
