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Paytrail
paytrail.comSummary
Ask questionsPaytrail is a Finnish payment service provider that offers a wide range of online payment methods for e-commerce businesses. They provide tools for developers to integrate their payment solutions, support recurring billing, and offer a merchant panel for transaction monitoring and reporting. Paytrail emphasizes security and ease of use for both merchants and their customers.
Features10/46
See all10/46
Must Have
10 of 14
Payment Processing
Developer API Integration
Billing & Subscription Management
Fraud Detection
Dashboard & Reporting
Credit Card Processing
Online Payments
Developer Tools
Fraud Prevention
Subscription & Recurring Billing
Recurring Billing
Global Payments
Credit Card Acceptance
Developer APIs & SDKs
Other
0 of 32
Stripe Connect
Stripe Issuing
Stripe Terminal
Stripe Treasury
Stripe Atlas
Stripe Capital
Stripe Sigma
Stripe Tax
Stripe Invoicing
Multi-Currency Support
Global Payment Methods
Webhook Event System
Customer Portal
Invoicing
Payment Intents
Reporting & Analytics
Marketplace Payments
In-Person Payments
Connect Platform
Issuing
Treasury Services
Identity Verification
Mobile App Management
Webhooks & Event Notifications
Multi-Currency Support
Dispute Management
Reporting & Analytics Dashboard
Payout Management
PCI Compliance
Test Mode & Sandbox
Customizable Checkout
Invoice Creation & Sending
PricingTiered
See allTiered
S
€14.90 monthly
- Starter package for beginner merchants or small entrepreneurs
- Weekly settlements
- All standard payment methods (bank payments, Visa, Mastercard, American Express, MobilePay, Siirto, Apple Pay, Google Pay, OP-lasku, Walley, OP Tililuotto, Walley Business Invoice)
- Bank payments: 0.50 €/transaction + 3.25%
- Visa, Mastercard: 0.50 €/transaction + 3.25%
- American Express: 0.50 €/transaction + 3.25%
- MobilePay, Siirto: 0.50 €/transaction + 3.25%
- Apple Pay, Google Pay: 0.50 €/transaction + 3.25%
- OP-lasku, Walley, OP Tililuotto: 0.50 €/transaction + 3.25%
- Walley Business Invoice: 3.00 €/transaction + 3.00%
M
€59.00 monthly
- Suitable for higher volume merchants
- Settlements in three banking days
- All standard payment methods (bank payments, Visa, Mastercard, American Express, MobilePay, Siirto, Apple Pay, Google Pay, OP-lasku, Walley, OP Tililuotto, Walley Business Invoice)
- Bank payments: 0.50 €/transaction
- Visa, Mastercard: 0.50 €/transaction + 2%
- American Express: 0.50 €/transaction + 3%
- MobilePay, Siirto: 0.50 €/transaction + 2%
- Apple Pay, Google Pay: 0.50 €/transaction + 3%
- OP-lasku, Walley, OP Tililuotto: 0.50 €/transaction + 2%
- Walley Business Invoice: 3.00 €/transaction + 3.00%
L
Custom
- Package for shop-in-shop main merchants
- Suitable for marketplaces with multiple companies
- Settlements in as fast as one banking day
- Requires direct contact for pricing
XL
Custom
- For online turnover over 2 million € per year
- Service is the choice of Finland's largest players
- Requires direct contact for pricing
Rationale
Paytrail is a payment service provider based in Finland, offering a comprehensive suite of payment processing solutions for online businesses. The website explicitly mentions accepting various payment methods including credit cards, online bank payments, and mobile payments, which aligns with 'payment-processing' and 'credit-card-processing'. They highlight 'developer-api-integration' and 'developer-tools' through their dedicated 'Kehittäjille' (For Developers) section, which details APIs, SDKs, and documentation. The site also mentions 'tokenisointi ja toistuvat tilaukset' (tokenization and recurring orders), directly matching 'billing-subscription-management' and 'subscription-recurring-billing'. While 'fraud-detection' and 'fraud-prevention' are not explicitly detailed with specific tools, the emphasis on 'Luotettava ja tietoturvallinen' (Reliable and secure) and 'tiukoin turvatoimin' (strict security measures) implies these capabilities. 'Dashboard & Reporting' is covered by 'Helppo seuranta ja tarkat raportit' (Easy monitoring and accurate reports) in their merchant panel. 'Online Payments' is a core offering for e-commerce. The absence of explicit mentions for global payment methods or specific advanced features like Stripe Connect/Issuing/Terminal reduces the confidence slightly, but the core must-have features are clearly present.
