Toast (for restaurants)

Toast is primarily a restaurant POS system that includes payment processing as a core component. It explicitly states it offers payment processing, credit card processing, and fraud prevention. While it doesn't offer developer APIs in the same way Stripe does, it does facilitate online and in-person payments, recurring billing (implied through subscription management for restaurants), and provides reporting. It also mentions PCI compliance and global payments. The core difference is that Toast is a full-fledged POS system for restaurants, whereas Stripe is a payment platform for online businesses and developers.