Competitors
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GoCardless
gocardless.comSummary
Ask questionsGoCardless provides a global bank payment network for businesses to collect recurring and one-off payments directly from customer bank accounts. It specializes in Direct Debit and Instant Bank Pay, offering solutions for subscriptions, installments, and invoice payments. The platform aims to reduce payment failures, automate administrative tasks, and lower transaction costs for businesses of all sizes.
Features12/46
See all12/46
Must Have
7 of 14
Payment Processing
Developer API Integration
Billing & Subscription Management
Fraud Detection
Dashboard & Reporting
Recurring Billing
Global Payments
Credit Card Processing
Online Payments
Developer Tools
Fraud Prevention
Credit Card Acceptance
Developer APIs & SDKs
Subscription & Recurring Billing
Other
5 of 32
Invoicing
Dispute Management
Reporting & Analytics
Reporting & Analytics Dashboard
Customizable Checkout
Stripe Connect
Stripe Issuing
Stripe Terminal
Stripe Treasury
Stripe Atlas
Stripe Capital
Stripe Sigma
Stripe Tax
Stripe Invoicing
Multi-Currency Support
Global Payment Methods
Webhook Event System
Customer Portal
Payment Intents
Marketplace Payments
In-Person Payments
Connect Platform
Issuing
Treasury Services
Identity Verification
Mobile App Management
Webhooks & Event Notifications
Multi-Currency Support
Payout Management
PCI Compliance
Test Mode & Sandbox
Invoice Creation & Sending
PricingTiered
See allTiered
Standard
£0.20 per item
- Collect one-off and recurring payments seamlessly
- Collect international payments from 30+ countries with real exchange rate (powered by Wise)
- Use with API, dashboard or integrate with 350+ partner softwares (e.g., Xero, Sage, QuickBooks)
- Include your branding on the customer sign-up form
- Create flexible payment plans
- Refund payments to customers (full or partial)
- Set up direct debit mandates by paper, online or over the phone
- Easily integrate with 350+ partner softwares
- Use GoCardless hosted payment pages
- Use pre-built drop-in payment pages
- No Verified Mandates
- No Success+ (intelligent retries for failed payments)
- No Protect+ (end-to-end fraud protection)
- Cannot design own custom and branded payment pages
- Show business name on bank statements costs £50/month
Advanced
£0.20 per item
Popular- All Standard benefits
- Reduce failed payments through intelligent retries (Success+)
- Verify new customers' bank account details instantly at checkout (Verified Mandates)
- Design a tailored customer experience, from your own payment pages to email notifications (additional fees apply)
- No Protect+ (end-to-end fraud protection)
- Show business name on bank statements costs £50/month
- Design own custom and branded payment pages costs £150/month
Pro
£0.20 per item
- All Standard and Advanced benefits
- Prevent fraud by intelligently identifying and verifying risky payers (Protect+)
- Resolve fraud by monitoring and challenging chargebacks
- Show business name on bank statements costs £50/month
- Design own custom and branded payment pages costs £150/month
Custom
Custom
- All Standard, Advanced and Pro benefits
- Dedicated end-to-end customer success
- Unlock discounts as you scale transaction volume
- Option to commit volume or pay as you go
Rationale
GoCardless is a strong match for the Stripe Payment Platform concept, particularly excelling in recurring payments and direct debit solutions. It offers core payment processing capabilities, robust API integrations for developers, and comprehensive tools for managing subscriptions and invoices. While it focuses on bank-to-bank payments rather than credit card processing as a primary method, it still fulfills the broader 'payment processing' and 'online payments' criteria by enabling businesses to collect funds. The platform also provides fraud protection, detailed reporting, and supports international transactions, aligning well with the must-have features. The absence of explicit credit card processing is a minor deviation, as its core offering is a direct alternative to card payments.
