Finom is a financial service that provides business banking accounts, invoice management, and accounting integrations for entrepreneurs, freelancers, and companies. It aims to simplify financial management by offering features like online account opening, cashback, and various payment options.
Rationale
Finom offers a business account with features like opening a banking account, connecting other banks, making SEPA or Direct Debit payments, receiving money, creating sub-accounts with IBANs, issuing physical or virtual cards, managing transactions with invoices, inviting employees, and smart filtering/searching of transactions. While it doesn't explicitly mention developer APIs, fraud detection, or recurring billing in the same way Stripe does, it provides core payment processing, invoicing, and reporting functionalities that align with the broader concept of a payment platform for businesses. The app also offers a mobile app for management and customizable features like card limits and sub-accounts.
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