Competitors
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OnePay
play.google.comSummary
Ask questionsOnePay is a financial technology company offering a mobile banking app. It provides a debit card, early access to direct deposits, and high-yield savings accounts. The platform also includes features like a credit builder program and rewards for spending.
Features0/46
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No common features found
PricingFreemium
See allFreemium
Cash
$0.00 monthly
- No monthly fees
- Debit rewards
- Early pay (up to 2 days early direct deposit)
- High-yield Savings (1.00% APY, up to 3.75% APY with qualifying direct deposits or balance)
- Digital wallet
- Credit Score monitoring
- Fraud monitoring & security
- ATM fees may apply
- Credit Builder feature not included
Cash+
$1.00 monthly
- All 'Cash' tier features
- Credit Builder Program (0% APR, $1/month payment, helps build credit history)
- Potentially fee-free ATM access (implied by user review mentioning 'One Plus' benefits)
- Credit Builder eligibility requires $500+ direct deposits in current/previous month OR $5,000+ balance at end of previous month.
Rationale
OnePay is a mobile banking application that focuses on personal finance, savings, and credit building. It is not a payment processing platform for businesses, nor does it offer developer APIs for third-party integration. The features listed for Stripe are primarily for businesses to accept and manage payments, which is not OnePay's core offering.
