Wise: International Transfers

Wise offers international money transfers, multi-currency accounts, and business accounts, which aligns with the concept of a payment platform. It supports global payments, multi-currency, and provides reporting. While it doesn't explicitly highlight developer APIs in the app description, it mentions connecting to platforms like Stripe and Xero, implying some level of integration capability. It also mentions fraud prevention through two-factor authentication, encryption, and biometrics. However, it focuses more on international transfers and multi-currency accounts rather than comprehensive payment processing for businesses to accept payments from their customers directly on their websites, which is a core aspect of the Stripe concept.