Competitors
50
Summary
Ask questionsUnit is an embedded finance platform that enables tech companies to integrate banking, lending, and bill pay services directly into their products. It provides APIs, white-label UIs, and a dashboard for managing financial operations, allowing businesses to offer accounts, cards, and money movement capabilities to their customers.
Features10/46
See all10/46
Must Have
4 of 14
Developer API Integration
Dashboard & Reporting
Developer Tools
Developer APIs & SDKs
Payment Processing
Billing & Subscription Management
Fraud Detection
Credit Card Processing
Online Payments
Fraud Prevention
Recurring Billing
Global Payments
Credit Card Acceptance
Subscription & Recurring Billing
Other
6 of 32
Stripe Issuing
Stripe Terminal
Stripe Treasury
Reporting & Analytics
Issuing
Treasury Services
Stripe Connect
Stripe Atlas
Stripe Capital
Stripe Sigma
Stripe Tax
Stripe Invoicing
Multi-Currency Support
Global Payment Methods
Webhook Event System
Customer Portal
Invoicing
Payment Intents
Marketplace Payments
In-Person Payments
Connect Platform
Identity Verification
Mobile App Management
Webhooks & Event Notifications
Multi-Currency Support
Dispute Management
Reporting & Analytics Dashboard
Payout Management
PCI Compliance
Test Mode & Sandbox
Customizable Checkout
Invoice Creation & Sending
PricingCustom
See allCustom
Ready-to-Launch solutions
Custom
Popular- Capital, Banking, and Bill Pay out of the box
- White-label experience
- Zero build required
- Full support and fraud protection
- Launch with one engineer and one line of code
- Fully turnkey solution
- Less customization compared to custom build
Custom build
Custom
- World-class platform with APIs, White-Label Components, Dashboard, and integrations
- Custom code for maximum flexibility
- Customizable White-Label UIs (Card Management, Activity Stream, Book Payment, ACH Payments, Check Deposit, Account Management, Application Form)
- Full API and SDK access
- Comprehensive dashboards for performance tracking, customer terms, support, and data export
- Integrations (Plaid Exchange, Intuit, AWS S3)
- Longer launch time (2 months vs 3 weeks for Ready-to-Launch)
Rationale
Unit is an embedded finance platform that allows companies to offer banking, lending, and payment solutions to their customers. While it doesn't directly offer payment processing in the same way Stripe does (i.e., accepting credit card payments for merchants), it provides the infrastructure for businesses to build financial products, including money movement (ACH, wires, checks), card issuing, and capital. It offers APIs and white-label UIs for integration, dashboards for monitoring, and features like card issuing and treasury services, which align with some of Stripe's 'other' features. The core 'payment processing' feature as defined for Stripe (accepting credit card payments online/in-person) is not directly offered by Unit, but rather Unit enables businesses to offer various payment methods and financial services to their own end-users.
