Competitors
50
Summary
Ask questionsPlaid provides a financial technology platform that enables businesses to connect with bank accounts for various services. Their core offerings include APIs for secure bank transfers (ACH, RTP, FedNow), fraud prevention through risk assessment, and identity verification. They focus on providing developer-friendly tools to facilitate seamless and secure money movement and account authentication.
Features7/46
See all7/46
Must Have
6 of 14
Payment Processing
Developer API Integration
Fraud Detection
Developer Tools
Fraud Prevention
Global Payments
Billing & Subscription Management
Dashboard & Reporting
Credit Card Processing
Online Payments
Recurring Billing
Credit Card Acceptance
Developer APIs & SDKs
Subscription & Recurring Billing
Other
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Identity Verification
Stripe Connect
Stripe Issuing
Stripe Terminal
Stripe Treasury
Stripe Atlas
Stripe Capital
Stripe Sigma
Stripe Tax
Stripe Invoicing
Multi-Currency Support
Global Payment Methods
Webhook Event System
Customer Portal
Invoicing
Payment Intents
Reporting & Analytics
Marketplace Payments
In-Person Payments
Connect Platform
Issuing
Treasury Services
Mobile App Management
Webhooks & Event Notifications
Multi-Currency Support
Dispute Management
Reporting & Analytics Dashboard
Payout Management
PCI Compliance
Test Mode & Sandbox
Customizable Checkout
Invoice Creation & Sending
Rationale
Plaid offers a suite of API-driven financial products, including 'Transfer' for ACH, RTP, and FedNow payment processing, and 'Signal' for ACH risk assessment and fraud prevention. They emphasize developer tools and global coverage for bank account verification and money movement. While they don't directly process credit card payments like Stripe, their 'Transfer' product facilitates bank-to-bank payments, which is a form of payment processing. Their 'Signal' product directly addresses fraud detection, and they provide extensive developer APIs and SDKs. They also offer identity verification, which is a related 'other' feature. They do not explicitly mention recurring billing or a dashboard for general payment management, but their focus on bank transfers and fraud prevention aligns well with the core concept.
