Plaid

Plaid offers a suite of API-driven financial products, including 'Transfer' for ACH, RTP, and FedNow payment processing, and 'Signal' for ACH risk assessment and fraud prevention. They emphasize developer tools and global coverage for bank account verification and money movement. While they don't directly process credit card payments like Stripe, their 'Transfer' product facilitates bank-to-bank payments, which is a form of payment processing. Their 'Signal' product directly addresses fraud detection, and they provide extensive developer APIs and SDKs. They also offer identity verification, which is a related 'other' feature. They do not explicitly mention recurring billing or a dashboard for general payment management, but their focus on bank transfers and fraud prevention aligns well with the core concept.