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Flex Pay by Upgrade

upgrade.com
Summary

Flex Pay by Upgrade provides a "buy now, pay later" service, allowing customers to spread the cost of their purchases into manageable monthly installments. It partners with various retailers and travel brands, enabling customers to choose Flex Pay at checkout. Uplift is becoming Flex Pay.

Features
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Must Have

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Instant P2P Transfers

Prepaid Debit Card (Cash App Card)

Early Direct Deposit

Commission-Free Stock Trading

Bitcoin Trading

Other

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Pay Over Time (Afterpay)

Fraud Monitoring & Security

High-Yield Savings

Round-Up Savings

Instant Discounts & Offers

Customizable Card Designs

ATM Access & Fee Reimbursement

Rationale

The candidate, Flex Pay by Upgrade, directly offers a "buy now, pay later" service, which aligns with the 'Pay Over Time (Afterpay)' feature. The website content explicitly mentions spreading the cost of purchases into monthly payments.