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LendingClub

lendingclub.com
Summary

LendingClub provides online personal banking services, including high-yield savings accounts, rewards checking, and certificates of deposit. Their LevelUp Savings account offers a competitive APY when certain deposit requirements are met. They also have a mobile app for managing accounts.

Features
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Must Have

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Instant P2P Transfers

Prepaid Debit Card (Cash App Card)

Early Direct Deposit

Commission-Free Stock Trading

Bitcoin Trading

Other

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High-Yield Savings

Fraud Monitoring & Security

Round-Up Savings

Pay Over Time (Afterpay)

Instant Discounts & Offers

Customizable Card Designs

ATM Access & Fee Reimbursement

Rationale

LendingClub offers a high-yield savings account called LevelUp Savings, which aligns with the 'High-Yield Savings' feature. The website content explicitly mentions an APY of 4.40% for LevelUp Savings accounts when a minimum deposit of $250 is maintained.

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