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OnePay
play.google.comSummary
OnePay is a financial technology company offering a mobile banking app. It provides a debit card, early access to direct deposits, and high-yield savings accounts. The platform also includes features like a credit builder program and rewards for spending.
Feature Matches5/12
See all5/12
Must Have
2 of 5
Prepaid Debit Card (Cash App Card)
Early Direct Deposit
Instant P2P Transfers
Commission-Free Stock Trading
Bitcoin Trading
Other
3 of 7
Fraud Monitoring & Security
High-Yield Savings
Instant Discounts & Offers
Round-Up Savings
Pay Over Time (Afterpay)
Customizable Card Designs
ATM Access & Fee Reimbursement
PricingFreemium
See allFreemium
Cash
$0.00 monthly
- No monthly fees
- Debit rewards
- Early pay (up to 2 days early direct deposit)
- High-yield Savings (1.00% APY, up to 3.75% APY with qualifying direct deposits or balance)
- Digital wallet
- Credit Score monitoring
- Fraud monitoring & security
- ATM fees may apply
- Credit Builder feature not included
Cash+
$1.00 monthly
- All 'Cash' tier features
- Credit Builder Program (0% APR, $1/month payment, helps build credit history)
- Potentially fee-free ATM access (implied by user review mentioning 'One Plus' benefits)
- Credit Builder eligibility requires $500+ direct deposits in current/previous month OR $5,000+ balance at end of previous month.
Rationale
OnePay offers a mobile banking app with a prepaid debit card, early direct deposit, and high-yield savings. While it doesn't explicitly mention instant P2P transfers, stock trading, or bitcoin trading, it aligns with the core banking and savings aspects of the Cash App concept.
Found via Google PlayPaid
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Reddit·tech_enthusiast·2d ago·+142
I've been using Alternative A for 6 months now and it's been fantastic. The pricing is much better and the features are actually more robust than what [Product] offers.
Show HN: We built a better [Product]
Hacker News·startup_founder·5d ago·+89
After struggling with [Product]'s limitations, we decided to build our own solution.
It handles edge cases much better and the API is actually documented properly.
Check it out at our site.
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Reddit·confused_buyer·Oct 14·+67
Honestly, after trying both, Competitor B wins hands down. Better customer support, cleaner interface, and they don't nickel and dime you for every feature.
Why we migrated away from [Product]
Hacker News·cto_mike·Oct 11·+234
The breaking point was when they changed their API without notice. We lost 3 days of productivity. Solution C has been rock solid for us since we switched.