Revolut

Revolut is a financial super app that allows users to manage their money, send and receive international payments, and spend globally with multi-currency accounts and debit cards. It offers budgeting tools, savings features, and investment options, all within a secure mobile platform.

Revolut is a strong match for the Cash App concept. It offers instant P2P transfers, physical and virtual prepaid debit cards, commission-free stock trading, and various security features like fraud monitoring and card controls. It also provides savings accounts with interest, round-up savings, and customizable card designs. While it doesn't explicitly mention early direct deposit or bitcoin trading as core features on this page, its comprehensive financial services align very closely with the Cash App's offerings. The 'Pay Over Time' feature is also present through its integration with Afterpay, and it offers ATM access with fee reimbursement for eligible users.