Summary
Wise is a financial technology company specializing in international money transfers and multi-currency accounts. It allows users to send, receive, and spend money globally with competitive exchange rates and low fees. Wise also offers debit cards for international spending and business accounts for global operations.
Features3/12
See allMust Have
2 of 5
Instant P2P Transfers
Prepaid Debit Card (Cash App Card)
Early Direct Deposit
Commission-Free Stock Trading
Bitcoin Trading
Other
1 of 7
Fraud Monitoring & Security
High-Yield Savings
Round-Up Savings
Pay Over Time (Afterpay)
Instant Discounts & Offers
Customizable Card Designs
ATM Access & Fee Reimbursement
Rationale
Wise offers international money transfers, which aligns with the 'Instant P2P Transfers' feature, although its primary focus is cross-border rather than domestic P2P. It also provides a 'Multi-Currency Card' which functions as a prepaid debit card. The app mentions security features like two-factor authentication, encryption, and biometrics, which fall under 'Fraud Monitoring & Security'. However, it does not explicitly offer early direct deposit, stock trading, or bitcoin trading as core features, which are must-have features for Cash App.
