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PayPal - Pay, Send, Save

apps.apple.com
Summary

PayPal is a comprehensive mobile financial services application that allows users to send and receive money, shop online and in-store, and manage their finances. It offers features such as a debit card, cryptocurrency trading, savings accounts, and a 'buy now, pay later' option.

Features
7/12
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Must Have

3 of 5

Instant P2P Transfers

Prepaid Debit Card (Cash App Card)

Bitcoin Trading

Early Direct Deposit

Commission-Free Stock Trading

Other

4 of 7

Fraud Monitoring & Security

High-Yield Savings

Pay Over Time (Afterpay)

Instant Discounts & Offers

Round-Up Savings

Customizable Card Designs

ATM Access & Fee Reimbursement

Rationale

PayPal is a strong competitor to Cash App, offering many similar financial services. It provides instant P2P transfers, a prepaid debit card, and cryptocurrency trading (including Bitcoin). Additionally, it offers savings accounts, fraud monitoring, and 'Pay in 4' which is a 'pay over time' feature. The app also mentions cash back offers, which aligns with instant discounts. While it doesn't explicitly state 'early direct deposit' or 'commission-free stock trading' in the provided content, the core functionalities are very similar.

Found via App Store
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