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Public.com

public.com
Summary

Public.com is an investment platform that allows users to trade stocks, bonds, options, and cryptocurrencies. It offers a high-yield cash account and various tools for investment research and analysis, including AI-powered insights.

Features
4/12
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Must Have

2 of 5

Commission-Free Stock Trading

Bitcoin Trading

Instant P2P Transfers

Prepaid Debit Card (Cash App Card)

Early Direct Deposit

Other

2 of 7

Fraud Monitoring & Security

High-Yield Savings

Round-Up Savings

Pay Over Time (Afterpay)

Instant Discounts & Offers

Customizable Card Designs

ATM Access & Fee Reimbursement

Pricing
Tiered
See all

Base

$0.00 one time
  • Multi-asset investing
  • Industry-leading yields
  • AI-powered analysis
  • Commission-free stock trading
  • Access to over 9,000 equities
  • Set price alerts for stocks
  • Automatically reinvest dividends
  • Compare stocks side by side
  • Daily live market analysis
  • Trade select OTC stocks
  • SIPC protection up to $500,000
  • FDIC insurance up to $5M for High-Yield Cash Account

Premium

Custom
  • Free extended-hours trading
  • Free Investment Plans
  • Priority support
  • Enhanced trading features
  • White-glove customer service
  • Advanced data and analysis
  • Portfolio management tools
  • Requires $50,000+ account value

Concierge

Custom
  • White-glove VIP support
  • Personalized offers
  • Exclusive invites
  • Requires $250,000+ account value
Rationale

Public.com is primarily an investing platform that offers commission-free stock trading and bitcoin trading, aligning with two must-have features. While it doesn't offer P2P transfers or a prepaid debit card, it does provide a high-yield cash account which can be considered a form of savings with interest. The website also mentions financial-grade security, which aligns with fraud monitoring. It does not offer the core banking features of Cash App like P2P transfers or a debit card, which are central to Cash App's value proposition.