Branch

Branch offers a platform for businesses to pay their workforce, including W-2 and 1099 workers, with features like instant payments, a free bank account, and a debit card. While it provides a prepaid debit card and early direct deposit, it focuses on employer-to-employee payments rather than peer-to-peer transfers. It also lacks explicit features for stock or bitcoin trading, which are core to the Cash App concept. However, it does offer fraud monitoring, instant discounts (cashback rewards), and customizable card designs.