Competitors
50
Go Back
Asterisk-Free Checking®
huntington.comSummary
Huntington Bank offers various checking accounts, including Asterisk-Free Checking, which provides basic banking services with no monthly maintenance fees. Key features include early access to direct deposits, Zelle for peer-to-peer payments, and mobile banking. Higher-tier accounts offer additional benefits like interest-earning, ATM fee reimbursements, and investment options.
Feature Matches3/12
See all3/12
Must Have
2 of 5
Instant P2P Transfers
Early Direct Deposit
Prepaid Debit Card (Cash App Card)
Commission-Free Stock Trading
Bitcoin Trading
Other
1 of 7
Fraud Monitoring & Security
High-Yield Savings
Round-Up Savings
Pay Over Time (Afterpay)
Instant Discounts & Offers
Customizable Card Designs
ATM Access & Fee Reimbursement
PricingTiered
See allTiered
Asterisk-Free Checking®
$0.00 monthly
- Free to open and maintain
- Qualify for Standby Cash®
- $50 Safety Zone® and 24-Hour Grace®
- Zelle®
- The Hub (digital tools)
- Early Pay
- Check Deposit Availability
- Huntington Mobile Banking App
- Fee-free access at Huntington-owned ATMs
- Not interest-bearing
- No credit score monitoring
- No identity theft monitoring
- No relationship discounts
- $3.50 fee for non-Huntington ATM transactions (plus ATM owner fee)
- $2.00 for Huntington ATM extended statements
Huntington Perks Checking®
$10.00 monthly
- Earn interest on deposits
- 5 free non-Huntington ATM withdrawals per statement cycle (reimburses vendor fees)
- Credit Score Monitoring (with alerts and insights)
- Relationship rates on savings and money market accounts
- Qualify for Standby Cash®
- $50 Safety Zone® and 24-Hour Grace®
- Zelle®
- The Hub (digital tools)
- Early Pay
- Check Deposit Availability
- Huntington Mobile Banking App
- No minimum deposit to open
- Monthly maintenance fee of $10 if waiver conditions not met
- Only 5 free non-Huntington ATM withdrawals
- No identity theft monitoring
- No discounts on mortgages or home equity lines of credit
Huntington Platinum Perks Checking®
$25.00 monthly
- Earn interest on deposits
- Unlimited free non-Huntington ATM withdrawals per statement cycle (reimburses owner fees)
- Unlimited free checks
- Credit Score Monitoring (with alerts and insights)
- Round-the-clock identity monitoring
- Relationship rates on savings and money market accounts
- Discounts on mortgages and home equity lines of credit
- 100 commission-free, self-directed online equity and/or ETF trades per year through Huntington Financial Advisors®
- Qualify for Standby Cash®
- $50 Safety Zone® and 24-Hour Grace®
- Zelle®
- The Hub (digital tools)
- Early Pay
- Check Deposit Availability
- Huntington Mobile Banking App
- No minimum deposit to open
- Monthly maintenance fee of $25 if waiver conditions not met
Huntington SmartInvest Checking®
$0.00 monthly
- Earn interest on deposits
- Unlimited free non-Huntington ATM withdrawals per statement cycle (reimburses owner fees)
- Unlimited free checks
- Credit Score Monitoring (with alerts and insights)
- Round-the-clock identity monitoring
- Relationship rates on savings and money market accounts
- Discounts on mortgages and home equity lines of credit
- Unlimited commission-free, self-directed online equity and/or ETF trades through a new brokerage account with Huntington Financial Advisors®
- Qualify for Standby Cash®
- $50 Safety Zone® and 24-Hour Grace®
- Zelle®
- The Hub (digital tools)
- Early Pay
- Check Deposit Availability
- Huntington Mobile Banking App
- No minimum deposit to open
- High qualification requirement: must maintain at least $100,000 in total relationship balances AND a Managed Investment account. If not met, account will be transferred to Platinum Perks Checking.
Rationale
Huntington Bank's Asterisk-Free Checking offers some features that align with the Cash App concept, specifically instant P2P transfers via Zelle and early direct deposit. It also mentions fraud monitoring as a general security feature. However, it lacks core features like a dedicated prepaid debit card (though it offers a standard debit card), commission-free stock trading, and bitcoin trading, which are central to Cash App's value proposition. The investment features mentioned are for higher-tier accounts and involve traditional brokerage services, not direct in-app stock/bitcoin trading like Cash App.
Found via SearchPaid
See allbest alternatives to competitor product 2024
competitor vs alternative comparison honest review
GossipPaid
See allBest alternatives to [Product] in 2024?
Reddit·tech_enthusiast·2d ago·+142
I've been using Alternative A for 6 months now and it's been fantastic. The pricing is much better and the features are actually more robust than what [Product] offers.
Show HN: We built a better [Product]
Hacker News·startup_founder·5d ago·+89
After struggling with [Product]'s limitations, we decided to build our own solution.
It handles edge cases much better and the API is actually documented properly.
Check it out at our site.
[Product] vs Competitor B - which one should I choose?
Reddit·confused_buyer·Oct 14·+67
Honestly, after trying both, Competitor B wins hands down. Better customer support, cleaner interface, and they don't nickel and dime you for every feature.
Why we migrated away from [Product]
Hacker News·cto_mike·Oct 11·+234
The breaking point was when they changed their API without notice. We lost 3 days of productivity. Solution C has been rock solid for us since we switched.