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Debit & Credit
apps.apple.comSummary
Debit & Credit is a personal finance management application available on Apple devices. It allows users to track expenses, manage budgets, create financial plans, and reconcile accounts. The app offers features like transaction categorization, location tagging, iCloud sync for shared accounts, and data import from various file formats.
Feature Matches1/12
See all1/12
Must Have
0 of 5
Instant P2P Transfers
Prepaid Debit Card (Cash App Card)
Early Direct Deposit
Commission-Free Stock Trading
Bitcoin Trading
Other
1 of 7
Fraud Monitoring & Security
High-Yield Savings
Round-Up Savings
Pay Over Time (Afterpay)
Instant Discounts & Offers
Customizable Card Designs
ATM Access & Fee Reimbursement
PricingFreemium
See allFreemium
Free
$0.00 one time
- All Accounts in One App
- Super Fast transaction creation
- Locations (Geotagging)
- Budgets & Scheduled Transactions (basic functionality)
- Reports (basic functionality)
- iCloud Sync
- Watch App (basic functionality)
- Siri support
- Touch ID and Face ID support
- Access to some advanced features is restricted
Premium Version
$19.99 yearly
- All Accounts in One App
- Integration with Apple Card, Apple Cash, and Apple Savings
- Super Fast transaction creation
- Locations (Geotagging)
- Budgets & Scheduled Transactions
- Financial Plans
- Reports
- iCloud Sync
- Shared Accounts
- Bank reconciliation mode
- Importing data (CSV, QIF, QMTF, OFX, QFX files)
- Color Themes
- Watch App
- Powerful features (Split categories, pending transactions, URL schemes, file attachments, transaction tags, Siri, Touch ID and Face ID support, printing reports and saving them as PDF files)
- Mac version of the app (syncs fast with the iOS companion via iCloud)
Rationale
Debit & Credit is a personal finance management app. While it integrates with Apple Card, Apple Cash, and Apple Savings for transaction import, it does not offer direct peer-to-peer transfers, a prepaid debit card, early direct deposit, or investment features like stock or bitcoin trading. It focuses on budgeting, financial planning, and expense tracking. The only matching feature is 'Fraud Monitoring & Security' due to its emphasis on iCloud Sync for data security and Touch ID/Face ID support.
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See allBest alternatives to [Product] in 2024?
Reddit·tech_enthusiast·2d ago·+142
I've been using Alternative A for 6 months now and it's been fantastic. The pricing is much better and the features are actually more robust than what [Product] offers.
Show HN: We built a better [Product]
Hacker News·startup_founder·5d ago·+89
After struggling with [Product]'s limitations, we decided to build our own solution.
It handles edge cases much better and the API is actually documented properly.
Check it out at our site.
[Product] vs Competitor B - which one should I choose?
Reddit·confused_buyer·Oct 14·+67
Honestly, after trying both, Competitor B wins hands down. Better customer support, cleaner interface, and they don't nickel and dime you for every feature.
Why we migrated away from [Product]
Hacker News·cto_mike·Oct 11·+234
The breaking point was when they changed their API without notice. We lost 3 days of productivity. Solution C has been rock solid for us since we switched.