Competitors
Apple Wallet
apps.apple.com
Apple Wallet is a mobile application that securely stores credit and debit cards, IDs, transit cards, keys, and tickets. It facilitates secure payments through Apple Pay and enables peer-to-peer money transfers via Apple Cash. The app aims to consolidate various physical items into a digital format for convenience and security.
Rationale
Apple Wallet offers Apple Cash, which allows users to send and receive money, aligning with instant P2P transfers. It also supports the addition of credit and debit cards, which function similarly to a prepaid debit card for payments. While it doesn't offer direct deposit, stock trading, or bitcoin trading, it covers two of the must-have features.
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