Competitors
50
Go Back
GoCardless Instant Bank Pay
gocardless.comSummary
GoCardless provides payment solutions for businesses, enabling them to collect one-off and recurring payments from their customers via bank transfers. Their 'Instant Bank Pay' feature allows for immediate bank-to-bank transfers, aiming to optimize conversion and reduce fees for businesses.
Feature Matches1/12
See all1/12
Must Have
1 of 5
Instant P2P Transfers
Prepaid Debit Card (Cash App Card)
Early Direct Deposit
Commission-Free Stock Trading
Bitcoin Trading
Other
0 of 7
Fraud Monitoring & Security
High-Yield Savings
Round-Up Savings
Pay Over Time (Afterpay)
Instant Discounts & Offers
Customizable Card Designs
ATM Access & Fee Reimbursement
PricingTiered
See allTiered
Standard
€0.20 per use
Popular- Collect one-off and recurring payments seamlessly
- Collect international payments from 30+ countries with real exchange rate (powered by Wise)
- Use with API, dashboard, or integrate with 350+ partner softwares (e.g., Xero, Sage, Quickbooks)
- Include your branding on the customer sign-up form
- Collect securely with fully regulated and encrypted payments
- Does not include intelligent retries (Success+)
- Does not include instant bank account verification
- Limited customisation options
Advanced
€0.20 per use
- All benefits of Standard
- Reduce failed payments through intelligent retries (Success+)
- Verify new customers' bank account details instantly at checkout
- Design a tailored customer experience (own payment pages, email notifications)
- Additional fees apply for tailored customer experience features like 'Show your business name on customers’ bank statements' (€200/month) and 'Use pre-built drop-in payment pages' (€50/month)
Custom
Custom
- A customised solution, based on your needs
- Volume-based pricing
- Dedicated support
Rationale
GoCardless offers 'Instant Bank Pay' which facilitates instant bank transfers, aligning with the 'Instant P2P Transfers' feature. However, the platform is primarily focused on business-to-customer payments (collecting payments from customers) rather than peer-to-peer transfers between individuals. It lacks other core features of Cash App such as a prepaid debit card, early direct deposit, stock trading, or bitcoin trading. Therefore, the alignment is partial and the confidence score is moderate.
Found via SearchPaid
See allbest alternatives to competitor product 2024
competitor vs alternative comparison honest review
GossipPaid
See allBest alternatives to [Product] in 2024?
Reddit·tech_enthusiast·2d ago·+142
I've been using Alternative A for 6 months now and it's been fantastic. The pricing is much better and the features are actually more robust than what [Product] offers.
Show HN: We built a better [Product]
Hacker News·startup_founder·5d ago·+89
After struggling with [Product]'s limitations, we decided to build our own solution.
It handles edge cases much better and the API is actually documented properly.
Check it out at our site.
[Product] vs Competitor B - which one should I choose?
Reddit·confused_buyer·Oct 14·+67
Honestly, after trying both, Competitor B wins hands down. Better customer support, cleaner interface, and they don't nickel and dime you for every feature.
Why we migrated away from [Product]
Hacker News·cto_mike·Oct 11·+234
The breaking point was when they changed their API without notice. We lost 3 days of productivity. Solution C has been rock solid for us since we switched.