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Rave Financial
bankwithrave.comSummary
Rave Financial is a credit union offering a range of personal and business banking services, including checking and savings accounts, various loan products, and a 'Buy Now, Pay Later' option for debit card purchases. They provide online and mobile banking access for account management.
Feature Matches2/12
See all2/12
Must Have
1 of 5
Prepaid Debit Card (Cash App Card)
Instant P2P Transfers
Early Direct Deposit
Commission-Free Stock Trading
Bitcoin Trading
Other
1 of 7
Pay Over Time (Afterpay)
Fraud Monitoring & Security
High-Yield Savings
Round-Up Savings
Instant Discounts & Offers
Customizable Card Designs
ATM Access & Fee Reimbursement
PricingTiered
See allTiered
Principal Amount $80 - $200
OTHER 15.00 yearly
- Eligible for purchases between $80 and $200
- Repayment terms: 3 or 6 months
- Maximum loan amount $200
Principal Amount $200 - $1,000
OTHER 15.00 yearly
- Eligible for purchases between $200 and $1,000
- Repayment terms: 3, 6, or 9 months
- Maximum loan amount $1,000
Principal Amount $1,000 - $2,500
OTHER 15.00 yearly
- Eligible for purchases between $1,000 and $2,500
- Repayment terms: 6, 9, or 12 months
- Maximum loan amount $2,500
Rationale
Rave Financial offers a 'Buy Now, Pay Later' service which aligns with the 'Pay Over Time (Afterpay)' feature. They also offer a Business VISA Debit Card, which is a type of prepaid debit card. However, they do not offer instant P2P transfers, commission-free stock trading, or bitcoin trading, which are core features of Cash App. The 'Buy Now, Pay Later' feature is a loan product from a traditional credit union, not a mobile-first financial services platform like Cash App.
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Reddit·tech_enthusiast·2d ago·+142
I've been using Alternative A for 6 months now and it's been fantastic. The pricing is much better and the features are actually more robust than what [Product] offers.
Show HN: We built a better [Product]
Hacker News·startup_founder·5d ago·+89
After struggling with [Product]'s limitations, we decided to build our own solution.
It handles edge cases much better and the API is actually documented properly.
Check it out at our site.
[Product] vs Competitor B - which one should I choose?
Reddit·confused_buyer·Oct 14·+67
Honestly, after trying both, Competitor B wins hands down. Better customer support, cleaner interface, and they don't nickel and dime you for every feature.
Why we migrated away from [Product]
Hacker News·cto_mike·Oct 11·+234
The breaking point was when they changed their API without notice. We lost 3 days of productivity. Solution C has been rock solid for us since we switched.