Competitors
equipifi
equipifi.com
Equipifi provides a Buy Now, Pay Later (BNPL) platform for banks and credit unions. It allows these financial institutions to offer embedded BNPL solutions within their digital banking apps, enabling their account holders to split purchases into flexible installments. The platform aims to help financial institutions increase engagement, attract new accounts, and grow revenue by adapting to consumers' preferred payment methods.
Rationale
Equipifi is a platform that enables financial institutions (banks and credit unions) to offer Buy Now, Pay Later (BNPL) solutions to their customers. This directly aligns with the 'Pay Over Time (Afterpay)' feature, as it allows consumers to split purchases into installments. The other features of Cash App, such as P2P transfers, direct deposit, stock trading, and bitcoin trading, are not offered by Equipifi, as it is a B2B platform for financial institutions to implement BNPL, not a direct-to-consumer financial app.
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