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equipifi
equipifi.comSummary
Equipifi provides a Buy Now, Pay Later (BNPL) platform for banks and credit unions. It allows these financial institutions to offer embedded BNPL solutions within their digital banking apps, enabling their account holders to split purchases into flexible installments. The platform aims to help financial institutions increase engagement, attract new accounts, and grow revenue by adapting to consumers' preferred payment methods.
Feature Matches1/12
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Must Have
0 of 5
Instant P2P Transfers
Prepaid Debit Card (Cash App Card)
Early Direct Deposit
Commission-Free Stock Trading
Bitcoin Trading
Other
1 of 7
Pay Over Time (Afterpay)
Fraud Monitoring & Security
High-Yield Savings
Round-Up Savings
Instant Discounts & Offers
Customizable Card Designs
ATM Access & Fee Reimbursement
Rationale
Equipifi is a platform that enables financial institutions (banks and credit unions) to offer Buy Now, Pay Later (BNPL) solutions to their customers. This directly aligns with the 'Pay Over Time (Afterpay)' feature, as it allows consumers to split purchases into installments. The other features of Cash App, such as P2P transfers, direct deposit, stock trading, and bitcoin trading, are not offered by Equipifi, as it is a B2B platform for financial institutions to implement BNPL, not a direct-to-consumer financial app.
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See allBest alternatives to [Product] in 2024?
Reddit·tech_enthusiast·2d ago·+142
I've been using Alternative A for 6 months now and it's been fantastic. The pricing is much better and the features are actually more robust than what [Product] offers.
Show HN: We built a better [Product]
Hacker News·startup_founder·5d ago·+89
After struggling with [Product]'s limitations, we decided to build our own solution.
It handles edge cases much better and the API is actually documented properly.
Check it out at our site.
[Product] vs Competitor B - which one should I choose?
Reddit·confused_buyer·Oct 14·+67
Honestly, after trying both, Competitor B wins hands down. Better customer support, cleaner interface, and they don't nickel and dime you for every feature.
Why we migrated away from [Product]
Hacker News·cto_mike·Oct 11·+234
The breaking point was when they changed their API without notice. We lost 3 days of productivity. Solution C has been rock solid for us since we switched.