EthioDirect

EthioDirect is primarily a money transfer service focused on sending money to Ethiopia. It explicitly states "international, fast and secure money transferring method to send money to family, friends, and loved ones from anywhere in the world to Ethiopia. Sending money has never been easier. You can send with a few steps and with no transaction fee. Your money will be settled very quickly once you complete sending." This directly aligns with the 'Instant P2P Transfers' feature. However, it does not offer other features like a prepaid debit card, early direct deposit, or investment options, which are core to the Cash App concept.