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Freecharge: UPI, Credit Cards

apps.apple.com
Summary

Freecharge is an Indian financial services and payment app that facilitates UPI-based money transfers, bill payments, recharges, and offers personal loans and credit cards. It also provides features like digital gold investment and credit score checks.

Features
3/12
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Must Have

1 of 5

Instant P2P Transfers

Prepaid Debit Card (Cash App Card)

Early Direct Deposit

Commission-Free Stock Trading

Bitcoin Trading

Other

2 of 7

Fraud Monitoring & Security

Instant Discounts & Offers

High-Yield Savings

Round-Up Savings

Pay Over Time (Afterpay)

Customizable Card Designs

ATM Access & Fee Reimbursement

Pricing
Freemium
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Personal Loan

OTHER 14.00 yearly
  • Loan amount up to 5 Lakhs
  • 100% digital process
  • Zero documentation
  • EMI options (6 to 36 months)
  • Instant disbursal to bank account
  • Collateral free

Axis Bank Freecharge Plus Credit Card

Custom
  • Unlimited cashback
Rationale

Freecharge offers UPI-based money transfers, which are instant P2P transfers. The app also mentions '100% safe & secure' and 'Bank Grade Security, Fully Encrypted, 24X7 Customer Support, App Lock' which aligns with fraud monitoring. Additionally, it promotes 'exciting offers/rewards' and 'cashback offers' which are similar to instant discounts and offers. However, it does not explicitly offer a prepaid debit card, early direct deposit, stock trading, or bitcoin trading as core features like Cash App.

Found via App Store
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