Competitors
Octopus 八達通
apps.apple.com
Octopus 八達通 is a mobile payment app primarily used in Hong Kong for everyday expenses, including public transport, retail, and online payments. It allows users to top up Octopus cards, make P2P transfers, and offers prepaid Mastercard and UnionPay QR cards for broader use, along with loyalty programs and customizable card options.
Rationale
Octopus 八達通 offers mobile payment services, including topping up Octopus cards and making online payments. It explicitly mentions P2P payments ("P2P Payment" in the privacy policy), a prepaid Mastercard and UnionPay QR for online and global payments, and customizable card designs. It also mentions "Instant Discounts & Offers" through its Easy Earn Scheme. While it has a strong focus on payments and a card, it does not appear to offer direct deposit, stock trading, or bitcoin trading, which are must-have features for the Cash App concept.
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